now, what is market price per sf? some sell in RM380k (RM330 per sf), some sell in RM420k (RM365 per sf) for 1147sf unit.
if u want to buy, what price u will consider?

u know HELP will come in this area? if u know u wont said like that.
u know MRT will in here? if u know u wont said like that.
u know how much the they pay for the kid study in KDU per mth? if u know u wont said like that.
if u have 1 unit in here, u also wont said like that.

This post has been edited by m2c: Mar 10 2011, 11:55 AM

ya, i have 1 unit, very nice and really make money, is my 1st invest property.

For me i will cal like this way....

If the selling price is RM400K... (mean i take loan RM360k, 10% pay cash RM40k, 3% S&P etc fee RM12k)
Loan Interest: BLR 6.3%-2.2%=4.1% ~=RM1,250/mth (above RM250k loan amount)
Maintenance & sinking fund: RM250/mth
Insurance: RM12/mth
Other: RM100/mth
Interest FD (3.2%p.a.) for RM52k=RM140/mth
Total: RM1752/mth as your cost
And RM52k as your capital.

so, u paid RM52k u get RM2450 - RM1752 = RM698/mth (profit)
your capital RM52k u get RM8376 per year, mean u earn 16% p.a.

If u put RM52K to Bank (FD interest 3.2%p.a.) = RM1664
If u go invest (maybe is Cova Villa) u can earn rental = RM8000++

I USING BANK MONEY TO EARN MONEY.

---

Added on April 11, 2011, 10:01 amMy money are hardworking, working here and working there,
But your money are lazy, only sleep in the bank.

This post has been edited by m2c: Apr 11 2011, 10:01 AM

ya...
so mean u only can spend RM200++, and RM500 need to "saving to property", (like EPF)...