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 Volkswagen Cars Discussion V2..Golf,Polo,Scirocco, ..Eos/Passat/Tiguan etc. Das Auto!

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ssangyongs
post May 13 2011, 10:20 PM

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Heyya Veedubbers.

Just wanna ask question in this thread. I dont want to create new unnecessary thread to post this question. I'm a noob so forgive me if my question is a little bit off topic, but i really need your opinion guys.

Im 26-year-young

Just Graduated, Professional.

Take home pay RM 7850 ++ on the lowest, could go higher if i spend more hours on the job.

Virtually no long term debts to pay as of now.

I'm looking for a Golf 1.4 TSI as my first car. My heart says get it, my brain says hold, and get cheaper car.

I wonder if you guys here earn more than me, or about as little as mine before deciding to get this car. i know mine is quite on the low side, just wanna hear your frank opinions.

and please, spare me from your sarcasm if this post makes me look like i wanna show off my pay. Really, i didnt mean it.

TQ in advance.
ssangyongs
post May 13 2011, 11:06 PM

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QUOTE(jwrx @ May 13 2011, 10:57 PM)
honestly...get a prop first. I truly regret not getting a property first in my early 20s (i got nice cars instead)

Now im in my 30s, i kongsi with my wife, took out EPF money to buy 2 props, combined rental from 2 props is 4k+, if i had started 10 years ago...by now can drive a A5  biggrin.gif

You dont need big money to invest in rental props, even 15k is enough to start on a small apartment

But....on the other side of the coin...u only live once, so why not enjoy. a TSi would cost you about 2k-2.5k in monthly repayments depending on loan amount and tenure, if you can afford it..why not
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Thanks for your advice friend, Yeah i was thinking about investing in a prop too but im a human, cant help but to envy those lucky fellas driving Golf. Such a nice, sleek and powerful car.

My plan is to save until early next year for Golf downpayment, about 10% or more. Havent decided yet. If i didnt buy golf i would throw all my money in a property somewhere in Seremban 2 perhaps, that's part of the plan too.

As you said, we only live once so why dont try and feel the nicest things right. So i'm trying very hard to come out with a logic to get Golf instead of a house end of this year or next year.

BTW im single and doesnt have much commitment.
ssangyongs
post May 14 2011, 12:06 AM

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QUOTE(Mavik @ May 13 2011, 11:50 PM)
Go with the property man, seriously, cars are not appreciating assets. I definitely agree with what jwrx is saying here. Just save up enough for two down payments, one for the Golf and one for the property. Logic wise, one would target a property which can gain high rental yields (preferably one that can cover the loan repayments). That way, one asset is paying for itself while you can then save for the Golf (probably the Mk7 by then tongue.gif). In a way, you can then have your cake and eat it too without burdening yourself with too many loan repayments.
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Thanks mavik.

Just curious guys, how much all of you earn monthly in order for you be able to afford this hot hatch. Must be over 10k?

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