Depending on the amount of the loan and the repayment period. The higher the loan amount (or the bigger percentage of the purchase price) and the longer the repayment period, the lower it is. I got 2.8% for a 50K loan for a TSI this month.

On a separate topic, anyone knows if the car needs running in? I meant to ask, does the engine need breaking in? And what does breaking in entail?

The Golf TSI's wipers are really crappy. The shuddering is quite irritating and service advisors tell me it's "that way" for this make. Anyone with such an experience, and any easy fix?

Excellent feedback on the wipers, thanks much. I may bring this up with VGM if I hear from many more on how crappy they are on the Golf.

Afraid not, Yan. Just another owner of a Golf TSI.