hi wan to ask...i've been checking with few Kia motor branches for 2days ago...some of them saying that 1.6sx can loan full.. some of them say only 1.6ex can loan full..some of them even saying that both model cant be loan full...any1 know 1.6sx model can loan full or not ? coz im looking for full loan..WHY ? coz i need to prepare my cash to pay off my current car outstanding owing to the bank (due to trade in value lower )...tats y not afford for downpayment 10% for the new forte .. pls advice =(

what i mean is SX 1.6..not EX...i've ask vincent and another SA from setapak branch..both of them said can apply full loan for SX...i jus wonder is that possible

now SX 6speed is 85,800 instead of 81,800

This post has been edited by sam0919: Mar 13 2011, 06:59 PM

i see..im not sure..its my first time to upgrade to new car...previous was buying second hand car...hope everything can go smooth and can enjoy my new forte. tmr going to meet vincent..hope he can bring me the good news lah...

the time u purchased is year 2009? any owner here just apply loan for last 2 months? would like to know whether d sx 1.6 really can get full loan or not

no house mortgage..income about 4.5k per month..thats why need trade in my old car..+ top up the amount that owing to the bank...

bro i never mention that 4.5k mean alot for me. i heard that full loan need 4k and above so i hope that im qualified.

ya..im thinking to getting staff loan if 100% loan failed..qualified loan is 24x of salary...4% interest but daily rest..coz im not staying in this company long..so tats y dun wan take staff loan..if resign..car loan interest will direct increase to more than 4 % + flat rate

thats why i dont want to apply staff loan...the instalment is lower than flat rate about rm50..im about changing my job which have higher offer...so that i can afford ..actually my intention to getting full loan is becoz my car quite old...i need to fork out some cash to cover the outstanding...u know ..old car ..high interest rate...somemore maintain it..the expenses as i summarize i can afford to paying a new car instalment liao..tats y im thinking to change to a new car which can drive for 4 to 5 years... and after some research i found that forte is a worth buy...so now im looking for loan application and SA that can helps me on that

if provided the car no problem then will continue to drive..coz i wouldnt know what will happen for a car that drive more than 5 years..coz im doing marketing job..travel alot..

coz u r government servant thats why qualified for full loan

just book my forte today with vincent..but he said that CIMB need take 1week + to approve the loan ..is that true? he is very helpful and informative..friendly also..but just cant wait for my loan approval...1 week seems way too long haha...any 1 advice?

ow..after i refer back to the thread only realize sth happen back..thanks for supporting me bro..btw im not trying to fulfill my personal liking to change to a new car..u can ask vincent as today i took my car for him to do valuation..he oso can c my car very old liao...about maintainence...those existing problem can fix de all fix liao ..cant fix de i oso nth can do..like throttle body ...change liao 1 time still same..what can i do ? mileage 220k..engine got sound...can i fix it ? if can i really wan but the cost is exp bro..

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Added on March 14, 2011, 5:36 pmif i apply myself i think cant full loan ler..coz vincent help me apply is full loan ex1.6 .

This post has been edited by sam0919: Mar 14 2011, 05:36 PM

haha i know just asking =) will wait and c lor ...

lolz

which branch u go thru? vincent there or other branch?

i see...i thought if ready stock after loan approved can direct get the car edy?

bro today vincent did mention this to me too when i place booking..but i dun think its available for every buyer..coz he said he has 1 of the forte owner ...going to take his sx 1.6 on end of this month ...and the buyer dun like 17 inch tyre and rims and would like to ask for swap if there are any new ex1.6 buyer...

wan to ask..do u guys have any idea that if im wanted to get a customize car number plate? i mean for example now is WVB i think..the number i wan to get lets say 616 . do u all know how much for certain number plate ?

as quoted from the SA he said the buyer for 17inch tyre + rim told that FC is 1 of the issue and another thing is that the pick up power lesser than 16" ..and also 17" more bumpy than 16" ...

that 1 i think very subjective ...some might feel ok ..some might think if compare to 16" thats the difference ...