i have manage my finances on a simple weightage 6:3:1 of monthly net pay received.

meaning,
6/10 for expenses incl fixed loan, parental etc etc;
3/10 for saving; and
1/10 for protection (insurance/medical card premium).

so far so good based on above weightage as i do believe in balance work/play to be mentally healthy for this long work life.

This post has been edited by vincentwmh: May 12 2014, 11:07 AM