I've been giving my parents about 35% to 40% of my net salary ever since I started working 2 years ago (they are not working, and it includes the installment for our family car). So I have 60% left to use - and I live with my boyfriend for the past 2 years, in which I have to pay for my telephone bill, internet, food (i tend to be stingy, so eat cheap food lah, but occasionally we spend on fine dining for special occasions), entertainment, utilities, rent. In the end, 10% left. Definitely not satisfied...

Increment + bonus doesn't help much as things are getting much more expensive as petrol increase = food/drinks increase. But luckily I don't have a car to drive around (but i pay for family car), I live in city centre (hence rent is higher) and I walk or take LRT everywhere I go. But I do have nice friends who are willing to drive me sometimes

Only debt is PTPTN and car.