QUOTE(lalachong @ Mar 7 2011, 11:27 AM)
This is a very normal basic married fella/ family expenses... without kids!
phone bill - RM100
electric/ water bill - RM180
internet bill - RM100
astro bill - RM120
House installment - RM1600
car installment - RM900
parents - RM500
wife - RM500
insurance - RM250
petrol - RM400
Touch and go - RM100
how much d??? = RM4750....
how to save???.... have kids?? sigh...
I think you can still save a bit more.phone bill - RM100
electric/ water bill - RM180
internet bill - RM100
astro bill - RM120
House installment - RM1600
car installment - RM900
parents - RM500
wife - RM500
insurance - RM250
petrol - RM400
Touch and go - RM100
how much d??? = RM4750....
how to save???.... have kids?? sigh...
Astrobill - There's no need to watch Astro, or at least subscribe the cheaper package. I dont know what's the cheapest deal as I dont watch Astro/TV. Try do use for free time to do exercise instead of watching TV. Healthier that way, and save on medical cost in the long run.
Phonebill - Try not to use so much mobile phone, or use pre-paid to receive calls or for emergency.
Internet - Go for cheaper package, or at least go for the package you can lump in you local + interstate calls for extra 20 ringgit plus. (Cant remember the exact amount, but it's offered by TM)
Insurance - Buy only what's needed. Buy just enough to cover liabilities and your dependence.
Petrol + touch and go = guess that's for travelling to work. Can find a workplace closer to home? That will be a huge saving.
I personally earned high 5 digits a month, but I spend less that you on phone bill, asto bill, car installment, insurance, petrol, touch and go.
Mar 7 2011, 12:57 PM

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