I think this post was 11 years ago, RM10,000 for long term is good enough for the start. Especially many people just look for short-term hot money only. They never think of long term investment. Many people says that the 8th wonder of the world is compounding interest. If you keep top-up 2-3 units of Nasdaq:AAPL every month. Just treat it as your savings. Don't care about what other people judging. Just trust in yourself. Now the apple stock already split to 4 then rise until US$172.