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 American Express® Cards v3, Treatpoints & Membership Rewards™

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Mr Gray
post Mar 11 2014, 08:40 PM

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QUOTE(nokia2003 @ Mar 9 2014, 10:02 PM)
still contemplating to get it...
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What's the real benefit of a charge card anyway. I pay all my credit card bills on time, and full at the end of every month. Besides I rarely utilize all my credit limits anyway. I have rm24k limit across two cards, but often just use about 1k.

Mr Gray
post May 18 2023, 06:28 PM

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QUOTE(francis226 @ Mar 13 2023, 02:38 PM)
No, its not same. It definitely worth to offset the AF with MR, than pay AF get additional MR

Plus, the MR that used to offset the AF, will not cost you more than RM100
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How much MR needed to redeem annual fee? I tried finding it in the redemption catalogue, but takde
Mr Gray
post May 19 2023, 12:37 PM

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QUOTE(francis226 @ May 19 2023, 10:19 AM)
You need to call CS to get marketing team to call you for the offer. I get the offer to use 180k MR to offset AF
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180k MR is worth a lot more than RM100. 5x points will mean at least RM36k spending

U mentioned previously can use Less than RM100 worth of MR. Or was that a typo?
Mr Gray
post May 19 2023, 03:19 PM

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QUOTE(francis226 @ May 19 2023, 12:44 PM)
Not typo.
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What do u mean? 180k MR is equivalent to RM100?

 

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