hi ppl, i need some advice. my agent appealed OCBC Ti for me and got it approved finally. Currently I have HSBC Visa n CIMB DA Plat, which I got it end of 2010. I don't wanna hold so many cards on hand. Which card should I cancel?

Oh, thanks...haih my hsbc actually collected quite many points dy so felt a bit sayang to cancel it atm lol. do u knw how many points to waive RM50 GST? n yeah have to thank that agent, actually an OCBC staff n very good!

actually i won be canceling it atm cause it's my 1st CC and i have just got it like ard sept/oct last year n inside is 7k++ points. So see if i can exchange any good things in the future or if nt just offset GST by then use it for another year only cancel eh...

OCBC Ti VS Maybankard 2, which is better then?

Yep, it's not sufficient. but when its near to my HSBC card anniversary, it wil reach abt approx 9500 (fr autobilling n misc). Then by that time i can do redemption dy.

anyone have cancelled their CIMB DA Mastercard? for CIMB DA MC, can we just call in to cancel the CC instead of writing a cancellation letter?

that's great!

Hi, just wanna share with you all about my application(s) for OCBC Ti MC which I have applied (but failed) since Sept 2010.

24-8-2010 - left my contacts at OCBC web

25-8-2010 - CS called

26-8-2010 - sent in application & relevant docs via email to OCBC CS

14-9-2010 - Application unsuccessful, "Fail under scorecard"

28-9-2010 - Got OCBC Ti MC application reject letter

21-9-2010 - Agent told me no need wait til after 6 mth & she will resubmit my application next mth.

22-9-2010 - reapply OCBC Ti MC.

1-10-2010 - reapply OCBC Ti MC (again! but failed under TIH coz my office nobody answer the call they can't verify that i'm an employee of my com ") she said for my case actually can get approval but sigh!

17-1-2011 - my OCBC CS appealed for my application and request me to send in the required docs.

19-1-2011 - submitted the required docs via email to OCBC CS

21-1-2011 - submitted latest e- bank statement (which has just came out that particular day, required to verify my dec's salary tho)

25-1-2011 - OCBC Ti MC finally APPROVED!!! n the CL is 2.5x my salary.

1-2-2011 - Got my OCBC Ti MC thru thru post! (i'm at East Msia so it's a bit slower, but I'm impressed that I receive the card before CNY as I had to wait like almost 3 weeks to get my HSBC Visa CC after approval)

Finally after 6 mths only I got my OCBC Ti MC approved!

Should have approved my card since half a year ago then I wouldn't even apply for HSBC Visa & CIMB DAMC T.T.

Miles, try send ur application to this OCBC CS :


Rohana Binti Sayuti

Cards Sales

+6017-827 0408 / 03-205 43870

+603-27111098

RohanaS@ocbc.com


I highly recommended her, she's really helpful and friendly! G'luck!

i suggest you go to any bank ask the card services executive to explain these things to u, it would be clearer when things are explained face-to-face. or u may call to any bank to ask.

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Added on February 24, 2011, 10:44 pmbtw, just wanna share sth bt Maybank Cust Service. My friend went to Maybank (Sarawak branch) ask them abt the Maybankard2, during CNY time and OMG they don't even knw abt the launch of Maybankard 2. A lot of answer the exec fr the cards service dept couldn't answer. Then, I actually left my number at the Maybankard 2 website a few days before CNY (early of Feb) and til now only I receive their call...the CS happily highlighted the benefits of the card until I asked her "how about overseas transaction fee? i knw AMEX is abt 2.5% how bt VISA/MASTER" she couldn't answer me and say will get back to tat particular quest later but she never call me back yet on the same day LOL! then i told her further that I'm actually insterested with Master instead of Visa, she told me have to wait til Apr/May. Then when I ask her if the features of Visa/Master are the same? She say she couldn't answer cause Master is not launch yet ".

This post has been edited by tzeling: Feb 24 2011, 10:53 PM