What is other CC you have swipe with?

If not CIMB or MBB then apply for either. Alliance BT got 0% for new card holders?

Yes, Alliance has got 0% BT. Not published, but indeed available.

Not sure about gst rebate. But BT is confirmed.

mbb got money ... look at their 15% cash rebate and the allocation for each month. no other bank can compete with them for that promotion.

but funny they did not charge last yr
iam surprised even the main card not charged

Not quite true.

Buy car cash, do you get trouble from IRD?

If you don't have enough money to buy the thing in the first place, just don't buy it. CC is a tool for convenience, not for debt accumulation.

Just my 2 cents. I am no bank officer but I think there is such a possibility (of RM10,000 credited to Card A) where simultaneous applications for BT are made to both Card B Bank and Card C Bank (even though the only good enough reason I perceive for doing that is that one intends to do another BT in the very near future). Hmmph, let us forummers not be judgmental and think this as a purely hypothetical question 

If and only if both Card B Bank and Card C Bank approve the BT amount (say RM5,000 each as per timetravelller's example) at the same time, why not? Please feel free to correct  the above if need be.

Not sure if this would be considered unfavourable credit card account conduct - which puts you at risk of application rejection.

what do u mean with 'some credit card only provide BT for fresh application'?

some1 here mentioned he/she did CIMB BT for more than once.

btw for ur question, yes, when amount paid is higher than statement balance, the new balance will be negative.

Actually, this is possible with HSBC 0% BT. I however do not recommend their 0% BT. Why ? Please search for my old post. It is here somewhere ...

It is indeed possible with HSBC BT. You do not have to give them the statement of your credit card from another bank that you intend to do a BT to. Just give them the numbers and they will transfer the money out to the account. And yes, negative balance will be shown in your the other credit card account statement.

I assume you never get any sms from HSBC about their 0% BT offer ? Then there is no point to consider it as you are not eligible for their 0% BT offer. Only those who have received sms from HSBC are entitled for it.
Yes. I can.

Anyway, anyone knows how does the point system for Citibank regular credit card works ? I just got a regular Citibank VISA in December last year. The first statement came out in early January. The total outstanding was RM2820.89 and got 2770 CitiRewards points. However, i actually received 5096 (points earned) + 10888 (bonus points) this month, much to my surprise. Any idea what is it so ? Only RM5096.78 was charged to my Citibank VISA last month and i did not shop at any of the stores that Citibank is giving 5x CitiRewards Points last month. Where did all these bonus points came from ?

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There are/were indeed such deals. Besides the one mentioned by chemistry, HSBC is the other bank that had such deal.
No problem ! 

I think the key word in the relevant portion of MilesAndMore's reply is "Please search for my old post. It is here somewhere ..."

Anyway, I will indulge you simply because Miles' experience with HSBC which he shared in the BT thread was beneficial to my brother who took up HSBC's offer - only to realise after I explained HSBC's BT mechanics to him, that if he continues using his HSBC card, he will need to make full payment of the statement balance (of the month wherein the BT sum is reflected) as well as the BT sum if he is to avoid the interest trap on purchases made in the aforesaid statement month.

The relevant post is Post #378 as below:
See also:
In fact, YJC having corresponded with you personally by PM here, I would think that you already know how HSBC's BT works. You really take the cake...!

The long and short of it, for BT (as of 9.2.2011), best to take up DA/CIMB 0% offer where a separate a/c is created for the BT sum in which you only need to pay the 5% min payment for the 1st 5 months until the final (6th) month where you will need to pay in full. Before the MBB 12 months BT plan questions flood in, allow me to pre-empt the same by answering that the MBB BT plan divides the BT sum into 12 equal instalments 

Gen-X's example is here

To illustrate why Gen-X said it is too much of a hassle to do a 'small' BT to make money through FD placement, well, I just placed a FD with AmBank today for RM5,000.00 on a month to month basis. The interest rate is only 2.75% and that means for RM5,000.00, you will only get RM137.50 (simple calculation only here, no compounding effect etc) provided the interest rate remains. That translates to only RM11.45 per month. IMHO, it is only worth it if you get at least RM50.00 for your time to fax the BT application form and follow up by telephone (to ensure that the BT sum is paid promptly).

Again, thank you Miles (on behalf of my brother).

I think the 0% BT for newly approved cards promotion had expired last year.
What ? Sorry. I don't really understand what you're trying to ask.

I think you can apply BT at the registration of the credit card coz if you wait for the card to be approved, and then submit the BT application for approval, will take a long time and incur finance charges.

I got the 12 months 0% BT with my existing Alliance card and got the disbursement within 10 days.

Alliance BT is also using a seperate account where you can directly pay into the BT account (as opposed to a tiered account explained by wshoh here)

EDIT: Btw, the 12 months 0% interest BT promo is over already