Hi all,

I need some advice here. I wish to apply a credit card as i will be using it to pay my Digi iphone package and monthly petrol.
I am a first timer and do not know anything about plastic money. so here is my situation:

1) I got to realize that some credit card give rebates when pump petrol.
2) I need to pay RM200 monthly with my credit card to digi

So, the question is:

1) What kind of credit card should I apply? (citibank or etc?) assuming i prefer to pump Shell
2) I am a student, can I apply?
3) Does it have any hidden charges? like, if digi bill is RM200 and petrol is RM100. Total is suppose to be RM300. Will it be more than RM300 as there are hidden charges) - assuming I pay every month on the dot (without delay) I will only use to pay my Digi bill and Petrol. Nothing else

Thank you guys! smile.

I went to maybank earlier. They told me, there will be 1.18] interest on my minthly usage. does it mean, if I spend rm200, I will pay rm200x1.16=226. Wow.. Extra 26 monthly..