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 Credit Card v14, Please read the 1st post before posting

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staind
post Jan 31 2011, 12:17 PM

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QUOTE(donpapachino @ Jan 31 2011, 09:43 AM)
finally my ocbc titanium got approved:
- applied online on monday 17th jan
- got rejected on 20th jan
- appeal & submit supporting docs on 26th jan
- 30th jan receive sms from ocbc saying approved

now planning the best time to 'convert' amex gold to maybank2 amex. still got 15% cashback & BT havent clear yet. laugh.gif
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My OCBC Titanium MC was rejected twice even after appeal. Not sure the reason as meet the income requirement. Never default car & credit card loans. Sad of me.
staind
post Jan 31 2011, 12:46 PM

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QUOTE(winner @ Jan 31 2011, 12:22 PM)
You may need to get your credit report at BNM and see the status of your credit exposure. Banks normally assess your repayment ability based on some criteria.
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Please share with me on how to do that. Visited their website but not found any report link. thanks
staind
post Feb 12 2011, 02:27 PM

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Just received my OCBC Titanium MC today. biggrin.gif

First applied on Dec 2010. Within 1 week, received a notice of rejection.

On 10th Jan, an OCBC agent called and offered to help to re-apply.

On 22nd Jan, received letter of rejection again. Second time rejection, argh, I gave up and went to apply Maybank 2 Cards Platinum.

On 7th Feb, I received a call from OCBC CS. This time, I had been told my OCBC Titanium card had been approved, which is out of expectation since I am now aiming for Maybank 2 Card Plat.

OCBC is quite strict in their application review. They even called my company's HR as I was on CNY leave when they was trying to call me. Nevertheless, their system seems messy to me. If my Maybank 2 Cards Platinum is being approved, I will now have 5 CC. cool2.gif


staind
post Feb 13 2011, 01:55 AM

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May i know if PTPTN payment is considered as a bill for OCBC Titanium Card?
staind
post Feb 16 2011, 10:36 PM

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Just called Maybank CS and been informed that there is no record for my Maybank 2 application on 31st Jan. Deciding whether I should proceed to re-apply. It is very tempting as it can be used to supplement OCBC Titanium for transaction that only give 1% in OCBC Card but will get 5X points (2.5%) in Maybank 2
staind
post Feb 16 2011, 11:26 PM

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QUOTE(MilesAndMore @ Feb 16 2011, 10:58 PM)
Buy 1 Free 1 Ticket at TGV Cinemas with your Citibank credit card on the weekends.

TGV/CITI
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Not only that, you don't have to queue. Special line for Citibank holder.

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