The promotion is until 31-01-11. It could be too late if you apply for the card now, unless SCB would like to extend the promotion.

Usually payslips are suffice. My mom never submitted her EPF (she doesn't have one) or income tax form when she applied for her credit cards last time.

3 months of payslip is more than enough if your annual income meets the min requirement.

What's the advantage of HSBC platinum card? I have the Gold card now and I really don't see much advantages with HSBC CC. Only reason I have it is simply because of it's 'global' presence. In terms of points, have to admit that HSBC is not good.

Really? I remembered one needed a salary of 120k per annum for HSBC plat last year.

Already drop to RM100K per annum 

Already updated at hsbc website, take a look.
http://www.hsbc.com.my/1/2/personal-banking/credit-cards

Most of the agent will put higher salary p.a to get higher chance to approve the credit card application status, no harm 

The Citibank Cash Back VISA Platinum doesn't require you to have any brought forward balance from the previous month to get the 0.3%, 2% (Guardian, Watson, DiGi, Celcom, Maxis, the major supermarkets) and 5% (petrol) rebate.





It is the HSBC VISA Platinum credit card from HSBC Amanah to be precise. One still needs at least a credit card credit limit of RM30k from another bank to be eligible for the HSBC VISA Platinum from HSBC.
This is because credit card from HSBC Amanah is not popular.
1. RM100k/pa
2. Credit limit of an existing card that is at least 1 year old with a credit limit of no less than RM30k

It is RM30k actually.

You mean you have helped to submit many applications for HSBC VISA Platinum and all are approved ?