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 Credit Card v14, Please read the 1st post before posting

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patricktoh
post Jan 27 2011, 07:00 PM

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CTBank
21-01-2011 morning called to cancel newly received renewal Visa classic. Then I was referred to retention team and offered Visa Plat cashback. I turned down the offer but requested to upgrde Master classic to plat and it was accepted.

27-01-2011 morning received Master Plat.

Total 6 days including weekends. Pretty fast.
patricktoh
post Jan 30 2011, 12:55 AM

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QUOTE(chemistry @ Jan 27 2011, 09:18 PM)
What a bargain!
Mind to tell why in first place did you want to cancel Visa Classic?
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Apology for the late reply. I hardly this card so thought of cancel it. Now I only carry 3 cards.
i) CT Master Plat (auto debit, retail purchases)
ii) UOB OneCard Visa Plat (BHP petrol, GSC, Sushi King)
iii) UOB Preferred Master Plat (in cold storage, hardly use)

patricktoh
post Jan 31 2011, 10:11 PM

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QUOTE(Gen-X @ Jan 30 2011, 08:50 AM)
For his case. maybe Maybankard 2 Cards (AMEX) may not be so attractive. OCBC Titanium maybe. With OCBC Titanium, for example he will get 5% cash rebate with OCBC TMC at BHP vs UOB 2% Smart Cash at BHP. But at Sushi King with UOB he gets 10% vs OCBC 5% & also UOB One CArd gets 5% at GSC.

Click here to see cash back for Smart $ with UOB One Card

patricktoh, if you interested to know more about OCBC Titanium Cash Back, i did a write up on it with a comparison table (that time many members here, e.g. ronnie and winner, pointed out the typos and have edited it  thumbup.gif )

Click here to read about OCBC Titanium MasterCard Cash Back

Maybankard 2 Cards - AMEX 5 Treats Points gives about 2.5% cash back in vouchers terms plus 5% cash back on Saturdays and Sundays only. Anyway here is the link to my blog for Maybankard 2 Cards. Click here to read about Maybankard 2 Cards.
patricktoh, for your UOB cards annual fees waiver, what are the conditions, or to be precise, the MasterCard.
Previosly I had the Visa Plat and MC Plat where need to swipe 6 times each to get auto annual fees waive but since I cancel the MC, now I have to swipe 12 times plus spend RM3K (supp not counted that is why want to change ASTRO account to OCBC) a year with my UOB Preferred Plat Visa. Thinking of cancelling the card.
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Read the OCBC Titanium card write up. It is pretty easy to understand its features and diffentiators. I work in UOB so both cards come as staff entitlement. cool2.gif Too be frank I suggest you call to our call centre (03-26128121) to enquire the latest fee waiver program.
patricktoh
post Feb 18 2011, 11:37 AM

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QUOTE(milentechie @ Feb 18 2011, 08:40 AM)
Then, what for having the 3D Secure code if merchant is not trusting credit cards issued in M'sia?  doh.gif
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The purpose of 3D secure/Verified by Visa is to take advantages of card fruad liability shift.

For e.g.
- 3D/VBV card being fraud at non-sercured internet merchant. Merchant to absorb all the losses.
- Non-secured card fraud at 3D/VBV merchant. Card issuer/holder to bear all the losses.

So as a merchant it is good to be 3D/VBV enabled.

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