I have a problem to pay my credit card for the last 6 month bcos i'm saving for my wedding (this year), give some to my parents tabung haji (also this year) and for the last 6 month I've got a job which is the salary only half of my previous salary.

I'm still paying to the bank but apparently it less than the minimum fee bcos if i pay more than that i have to mkn pasirla.

Is there any chance for me to write a letter to bank mentioning my financial status and perhaps continues to pay the said amount until i find a better job with better salary?