dillema

i received the PB statement for cards i have never used but given to me a few years back

all charging the GST for me and supplementary

what to do now?

@cyang81
Let the guy decide. When it comes to money matters, it is an individual decision. So please don't be immature and suggest when it involves money.
Better still edit your post.

Next time please avoid telling him what to do because it is his credit card/money, his rights - not yours. What can happen if the guy is not happy with the decision he can BLAME you for suggesting it to him in the first place.

sharing about my experience with MBB amex card

ok, i was their customer, i use their savings account for salary, online transaction for purchase, foreign fund transfer and so on.  Owing to that, they call and offer me with a pre-approved card as token of "APPRECIATION". It was free for life and since i have been traveling frequently to overseas, i thought it might be good to get an alternative card that recognized globally, so i took the card.

The processing time is amazingly fast, i collect it from the branch, which only need to acknowledge receipt, i get the usual copy of white letter enclosed with card.

Well, things turn bad when i struck in financial crisis, i got to use up all my credit and unable to pay even minimum. When i got my fund into the accounts, i was F*CKING shocked that my accounts has been frozen and they all going to take whole amount of cast to pay the card!

Hell man i had my planning to cover my urgent needs with the cash, i willing to tie up for monthly installment with interest charged but not as taken away without notice given! i ddidnt keep informed of this stupid clause in prior, and my other card issuer do seems to have such practice!

it was painful experience to me, my sharing just to create awareness here, nobody knows what will happen in life. Be cautious if u r one of the cardholder.

i have stopped all my dealing with mbb. Real disappointment.

good for people staying near to klcc.

if not, are u willing to go to klcc just to pay maxis bill?
the rebate can cover ur travelling cost? petrol+toll+parking?

If you are a good paymaster, your payment record will be clean and won't be affected.

However, BT may weaken your chance to get a bank loan if the BT amount is huge, as it will be shown as debt in the BNM's credit record.

MNet: CIMB/DA seem to give generous CL to new applicants.. try them.