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 Credit Card v14, Please read the 1st post before posting

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afad
post Jan 19 2011, 11:54 PM

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From: KGR, PS.
QUOTE(alexwsk @ Jan 19 2011, 11:34 PM)
ocbc tit requires min 36k per annum
else get the Maybankard 2 Gold Cards - 30k pa
if lower than 30k pa, look for classic category at the 1st post

Added on January 19, 2011, 11:37 pm

easy payment scheme depends on merchant
since u hv pbb cards, you can also swipe anywhere and convert to flexi payment subject to tnc
details here
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how do they calculate the one time upfront interest?
it seems that a few bank with installment plan has this interest,
i dont know how it works hmm.gif
afad
post Jan 20 2011, 12:25 AM

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From: KGR, PS.
thanks, great explanation gen-x

i have another question here,
let say i bought something using CC A for RM5K,
online transaction here,
afterward, can i BT the amount to CC B,
to use the installment plan there?
afad
post Jan 20 2011, 12:59 AM

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From: KGR, PS.
QUOTE(Gen-X @ Jan 20 2011, 12:31 AM)
can, as long as it is shown in the statement of CC A. Click below link to read more on Balance Transfer at my blog My Credit Cards:

http://creditcardsmalaysia.blogspot.com/20...0-interest.html

or here to goto latest posts

or click http://creditcardsmalaysia.blogspot.com/
hahaha, So true, Got a suggestion to solve your problem - stick a note to your cards.
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thanks bro, really useful infos there thumbup.gif
afad
post Jan 21 2011, 02:21 PM

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QUOTE(chemistry @ Jan 21 2011, 02:04 PM)
I beg to differ.
Just recently, I pumped Mobil fuel at different places thrice in a day without problem. I did that to gain 3 entries to win prizes.

Added on January 21, 2011, 2:12 pm
Oh really? I hope so!
Forgot which fella told that retail means gotta 'swipe'. I was misinformed!
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is online transaction is not consider retail transaction?
then if buy online cannot convert it to installment? hmm.gif

afad
post Jan 21 2011, 08:49 PM

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From: KGR, PS.
QUOTE(erry- @ Jan 21 2011, 04:29 PM)
depends on the bank.

like HSBC, to convert to installment, need approval code at the slip.
if u purchase online usually dont have approval code (such as at airasia / gsc / tgv website).
so u cannot apply for flexi payment.

but CIMB no need approval code. just need amount and company name.
i did convert smart-flexi pay for takaful pay-by-phone (10 months free for insurance) thumbup.gif
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so it depends on the bank policy also la,
better ask the CS before making any transactions online,
whether can or not use flexi payment,
if cannot, once bought it, die standing me with the finance charge sweat.gif
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