Dear all,

Need to seek some advice and suggestion regarding to new cc application for fresh grad.

I've been working for 5 months now and am looking for my first credit card for normal usage (i.e petrol, grocerries and dining). If possible have wide options for 0% installement plan.

I'm currently earning RM2300 basic a month and I'm wondering which bank and type of card should I apply?

Heard that first time application especially fresh grad is rather hard to approved as compared to existing cc holders. If it's so, which bank would most likely have the higher chance of approval?

Thanks in advance,

K