as u said, amex dont offer installment. so u must pay full amount, and of coz u get the rebates.

i have no idea regarding swipe full amount then BT to other card (sorry).

0% installment offer by shop depends on which bank merchant terminal they are using.
if using PBB merchant terminal, then they can offer installment only for PBB card.
some shop have more than 1, thats why they can offer installment to multiple bank.
and usually the shop will charged additional fee on top of the full amount, example 2%.

This post has been edited by erry-: Jan 27 2011, 11:57 PM

thanks for the info

thanks

the question that still not being answered is (asked by some1 in BT thread):

how if, BT rm4.5k to CIMB, pay rm225 for month 1-5,
then, on the 6th month, can BT remaining balance rm3,375 to another bank?

eh! 1300 using land line is charged with local rate, not free

the advantage is for people in let say Kota Kinabalu, only being charged local rate rather than call to 03, which is expensive.

now at the directaccess website, it is wrong

i thought typo error, but i try 1 800 880 900 - not in use ~

yes i did.

why cimb not just go apply for 1800 number?

apply mbb2 amex, swipe, then do BT? not recommended la

applying new card then want to do BT will take times.
as long as the BT is not successful, u will be charged with interest!



This post has been edited by erry-: Jan 28 2011, 07:16 AM

again, MBB will follow federal weekends, means Saturday & Sunday only

and yes, max rebate is rm50/month only per card (amex mbb2 only, visa wont get rebate).

if, u want more, go apply PBB Esso/Mobil for your petrol.

Now have promo extra 3% till 31/3 and max cashback is rm80/month.

Since u using >rm500 per month, u will get 6% (extra 1% than OCBC Ti).

So u can use ur OCBC Ti for another 5% category

This post has been edited by erry-: Jan 31 2011, 10:06 AM

same here. called DA and HSBC very fast, but not MBB

regarding toll free or not, like me, most of the time, i need to call the bank while on the move, so using mobilephone.
then it doesnt matter toll free or not

and yes, using TM Voice Deal will get free local calls (1300) and also tm fixed line (03),
while Streamyx Blockbuster Deals (broadband and voice) will be free for for tm fixed line (03).

btw i think HSBC calll center system is like telco system (TM/Maxis/etc.), if we call from our registered number then the system will recognized us.
coz when i call HSBC, the person who pick my call will immediately great me without i need to introduce

TNB at their website stated only accept Visa & MC for payment at the counter / kiosk.

while for autopay, it wont be charged on weekend for sure. so confirm cant get the 5% rebate

yea

for autopay, usually it will be charged on the card 3-5 days after statement date.
somemore, TNB statement date is not fixed. like my house, january is 12-jan, december is 10-dec.

so if u have OCBC Ti, thats the best card for ur TNB

yes thats the way ur OCBC should be.

the PBB esso, i spend about rm520/month, 1 year can get back rm187.20 already (exluded extra 3% promo).
minus gst rm50, still got profit rm137.20 ~ not bad

yes its possible.

pls refer here - http://www.pbebank.com/en/en_content/perso...s/flexipay.html

i also have no prob make autodebit for astro, tnb, tm streamyx and maxis broadband which are not under my name

no, not possible. just cancel ur mbb petronas before next annivessary.

u said u using petrol >rm500/month so of coz no need to worry la for the tier?
besides, ur ocbc can use extra rm500 for other 5% category.
mbb told u or OFFERING only u?
i also got 10k tp to offset gst from mbb. wondering how they waive it for u? credited back rm50?

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Added on January 30, 2011, 7:44 amsome cashier even ask ur IC to confirm if u are the card holder (usually this happen for big amount swipe).

This post has been edited by erry-: Jan 30 2011, 07:44 AM

u can get additional 5% if u swipe on weekend

yeah. same here!

additional info - if autopay express, all accept amex (even tnb).

but if paid at kiosk, only visa and master accepted.

while pay at counter, here in kajang, only digi accept it. maxis and celcom didnt.

where do u mean?

if at petrol station, AFAIK they wont accept credit card, only cash.
the terminal is only for paying petrol and their store/mini-market things.

good for people staying near to klcc.

if not, are u willing to go to klcc just to pay maxis bill?
the rebate can cover ur travelling cost? petrol+toll+parking?

NO! Maxis Bangi didnt!
just confirmed it on yesterday (30-Jan). only Visa/MC accepted there

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Added on January 31, 2011, 8:52 amoh btw Maxis Bangi dont have kiosk, only counter.

This post has been edited by erry-: Jan 31 2011, 08:52 AM

already being answered before

plat have more benefits than gold, such as Travel Insurance Coverage, Retail Protection, and Complimentary golf.

but, maybe u no need that ~

Gen-X,

1. Alliance Debit Platinum also can access plaza lounge.
2. RHB Plat did give annual fee waiver - with a total minimum card spend of RM36,000 per annum.
3. Others than EON Matta Plat, EON Plat series of GSC, INGIAFAM, MRCA, and The Store & Pacific also can access plaza lounge (max entries are 500 klia / 100 changi, shared all of them), annual fee waived if swipe 3x/month for a year.

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Added on oh and UOB Preferred Plat annual fee is free for 1st 5-years

This post has been edited by erry-: Jan 31 2011, 09:59 AM