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 Credit Card v14, Please read the 1st post before posting

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alexwsk
post Feb 8 2011, 02:16 PM

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QUOTE(MNet @ Feb 8 2011, 02:11 PM)
if swipe my CC at 18/1 RM200

then if I no pay it before 31/1 , i will need to pay interest for the RM200?

Or bank will not charge me interest since its not yet 1 month?
*
just wait for your 1st statement
or try to view the statement date thru online banking
alexwsk
post Feb 8 2011, 08:27 PM

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QUOTE(MilesAndMore @ Feb 8 2011, 04:03 PM)
Too damn efficient already  laugh.gif
*
also a problem, actually i wanted to wait for the mastercard
well, will settle for the visa for now
alexwsk
post Feb 8 2011, 09:53 PM

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QUOTE(zenquix @ Feb 8 2011, 09:42 PM)
ughh i can see the 2 mbb2 cards....  have to call in to cancel it (since I am holding out for the Mastercard)
*
so u din apply as well?
i thk they are now approving those who filled in the form and are existing maybank cc holders

and oso no calls to the person or the company as well

This post has been edited by alexwsk: Feb 8 2011, 09:54 PM
alexwsk
post Feb 10 2011, 12:04 PM

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QUOTE(gerrardling @ Feb 10 2011, 12:00 PM)
can i pay my car insurance and road tax using cc or not ?
*
yes, can do it online also
ww.myeg.com.my
www.motortakaful.com
and etc
alexwsk
post Feb 10 2011, 12:23 PM

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QUOTE(chng5255 @ Feb 10 2011, 12:12 PM)
hi all i am currently holding pb cc and looking forward to apply second, which prefer a internationally recognized and higher reputation,  citibank cash back plat was first come to my mind but saw u guys recommend ocbc titanium in the other way. seems like i gotta apply both so that i won't take opportunity cost to miss the benefits of either one of the cards.

the question is if a got both cards approved, i will have 3 cards which i doubt there is a restriction of numbers of cards (2 per person)holding in the future, is it a true rumour?
*
no, u can hold as many cards as you like, as long as u pay the GST
if u want citibank for cash back/rebate purpose, I suggest you don't apply the card\
alexwsk
post Feb 10 2011, 03:09 PM

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QUOTE(gerrardling @ Feb 10 2011, 02:54 PM)
mbb require Latest BE form with official tax receipt, if i dont have it, can i apply for mbb card ?
*
2 months salary slips OR another credit card over 12 months will do
alexwsk
post Feb 10 2011, 10:18 PM

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QUOTE(eddievh @ Feb 10 2011, 10:15 PM)
May i know,if use mbb amex get 5x TP is equal to how many percent rebat roughly? Thanks.
*
2.5%, based on 10k for RM50 GST, also 10k to RM50 vouchers
but also got 9k for RM50 vouchers or 11k for RM50 vouchers

This post has been edited by alexwsk: Feb 10 2011, 10:23 PM
alexwsk
post Feb 12 2011, 01:58 PM

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QUOTE(Jt2020 @ Feb 12 2011, 01:55 PM)
Maybankard 2 AMEX and Visa had appeared in my M2u account, but both the card holder name was wrongly spelled, my last name should be 'TUNG' but only spelled 'TUN'. How should I report to them to ask for changing the name? Call the CS?
*
M2U will show up to 15 characters only, wait until u get your phsyical card
alexwsk
post Feb 14 2011, 04:49 PM

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QUOTE(WhiteWing @ Feb 14 2011, 03:46 PM)
Now EON Bank so terrible.

I went to purchase a unit of phone @ RM 1,770++. Then swipe lo. This morning thought wanna buy RM 200 of reload ticket and use my credit card,said my card DO NOT HONOUR and they didn't call me to check on the transaction. Only this afternoon I got a call from EON bank to verify the transaction. Feel fed-up because I thought I swipe early so I can get a chance to be lucky winner for 20% cash back of retail transaction. End up use other card. Damm EONBANK !
*
er, that's not guaranteed anyway ma tongue.gif
alexwsk
post Feb 14 2011, 06:23 PM

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QUOTE(nokia2003 @ Feb 14 2011, 06:00 PM)
i know Maybankard2 is the bomb and the must get item, but just to clarify, the gold AMEX credit card holders are also entitled to that 5XTP and 15% weekend cash back offers respectively?
*
5X TP for all transactions is available for Maybankard 2 Plat/Gold AMEX ONLY

others AMEX does not have the same benefit
alexwsk
post Feb 15 2011, 08:06 AM

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QUOTE(winner @ Feb 15 2011, 12:50 AM)
I managed to change it to Platinum after numerous complaints and follow-ups with MBB CS staff EVERYDAY soon after I found out they approved Gold instead of Platinum through phone checking. Reason being they don't have my income details as I only have a low-range card like Amex Gold cc with them, despite the high CL of my Amex Gold cc. I refused to submit any income documents and other Platinum cards as reference, but asked them to see properly the existing CL of my Amex Gold cc. In the end, they cancelled the approved Maybankard 2 Gold in their system and issued me Maybankard 2 Platinum without increasing my existing CL. It was quite a long process and it required lots of follow-ups.
*
I don't thk that's a proper reason. As I'm currently holding a AMEX Gold CC with 7k CL and they preapproved Maybankard 2 Plat after I registered my interest in the website. No income documents nor application submitted at all.
alexwsk
post Feb 15 2011, 08:24 AM

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QUOTE(StupidGuyPlayComp @ Feb 15 2011, 08:12 AM)
sweat.gif They issue me a MAybankkard 2 Gold with 12k CL, because i apply through agent and he apply gold for me in the form, do you guy think that i can upgrade to plat?
*
u can try, but most likely they'll automatically upgrade you when they renew ur cards in a few yrs time anyway
alexwsk
post Feb 15 2011, 10:08 PM

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QUOTE(bingozero @ Feb 15 2011, 11:16 AM)
Did you get the card already?
Mine one already wait for one week time but they haven't mail it to me  sweat.gif
*
not yet, i called CS on monday, they said shud be on that day or tomorrow


Added on February 15, 2011, 10:11 pm
QUOTE(cenkudu @ Feb 15 2011, 05:06 PM)
did they increase your CL to give you 2 platinum. just submitted application few moments ago straight away got called by their sales officer
*
yep, increased to 15k, slightly more than double
but still slightly lower than my previous CL with them which I have requested them to lower

This post has been edited by alexwsk: Feb 15 2011, 10:11 PM
alexwsk
post Feb 16 2011, 04:01 PM

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QUOTE(ghoss @ Feb 16 2011, 03:15 PM)
Guys.... If you're already late payment , does it make a different if you pay now (late 1 day) or next week (late 7days) ?

If you're not planning to use the CC also.

Any with experience ??

Thanks.
*
YES, if late 1 day, you will not be charge the late penalty and interest. If late 7 days, no difference. ALWAYS pay at least minimum before or on the due date.

If you are not planning to use the card, pls cancel it
alexwsk
post Feb 16 2011, 04:08 PM

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QUOTE(ghoss @ Feb 16 2011, 04:04 PM)
Ok , thanks man . If late more than 1 day , eg 2 onwards , if pay before next cutoff or not also same right ?
*
i believed there is a 3 days grace period from the DUE date for most of the banks. After the grace period, it is the same.
alexwsk
post Feb 18 2011, 03:47 PM

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QUOTE(winner @ Feb 18 2011, 02:28 PM)
Congratulations! You received the Platinum cards finally. My Maybankard 2 Amex card number also ends with "8". tongue.gif
My visa ends with 8 and Amex ends with 9 tongue.gif
MBB resets the member since for each new card doh.gif

This post has been edited by alexwsk: Feb 18 2011, 03:49 PM
alexwsk
post Feb 18 2011, 03:56 PM

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btw, did anyone return the top portions of Maybankard 2 letters or just call CS?
and not to mention, there's a few spelling errors at the bottom portion of the letter sweat.gif

UPDATE:
======
Just called CS to activate, no need to return top portions

This post has been edited by alexwsk: Feb 18 2011, 04:12 PM
alexwsk
post Feb 18 2011, 04:13 PM

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QUOTE(choonkeong @ Feb 18 2011, 04:03 PM)
No, never done for all my cc.
*
so u just use it straight huh tongue.gif
alexwsk
post Feb 19 2011, 09:45 PM

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QUOTE(Gen-X @ Feb 19 2011, 09:38 PM)
well, from what I read from your post, you may not realise it but you are promoting HLB by stating that HLB Fortune  is "the" second card to get after MBB 2. Just like I am promoting when I say MBB Dua is the must have card, but that's a fact. The thing is many people come here and don't take the time to read the T&C and when you being one of the regular here, your comments have to consider this as not to mislead them.
*
to those who don't bother to read properly, or just decide purely based on one people's recommendation, good luck to them icon_rolleyes.gif
alexwsk
post Feb 20 2011, 10:44 AM

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QUOTE(nkarul85 @ Feb 20 2011, 10:33 AM)
i got some question here,

wanna apply maybank mastercard

can i apply using my existing mastercard only??
*
YES, if your card is more than 1yr

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