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 Credit Card v14, Please read the 1st post before posting

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Xai-V-iaX
post Feb 23 2011, 11:45 PM

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QUOTE(winner @ Feb 23 2011, 10:08 PM)
If OCBC processing officers feel they are confident and comfortable to have a customer like you, they won't call you or check you through your HR Department.
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They would actually do that? Well, I submitted my last 3 months' payslip which didn't include my February's payslip since I have not got it yet. The thing is my salary has been revised from February onwards (got an 10% performance increment)...and looking forward to another 4%-5% as annual increment come April. Guess, the best time to apply would have been after April huh? cry.gif
Xai-V-iaX
post Feb 24 2011, 12:08 AM

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QUOTE(hye @ Feb 23 2011, 11:59 PM)
Chicken and egg situation.
You don't apply now ... you don't save money via rebate. You can't win em all.
Then again ... (sometimes) the bank don't factor that coz you need to submit 3 months payslip still. The ideal application period would have been in in June or July!
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Yea agree with you on that (You can't win em all). Have to give and take on certain stuffs. Let's see how the application results come-in. rolleyes.gif
Xai-V-iaX
post Feb 24 2011, 11:06 PM

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Just got an letter from OCBC bank. My application for the Titanium MC has been turned down. Faxed-In documents on the 21st and received the letter today. Not sure why but in terms of income, I think I over-qualify for their requirements. Hmmmmm...... cry.gif

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