is online transaction is not consider retail transaction?
then if buy online cannot convert it to installment?

The cashier also told that the system will not auto split the payment into multiples of RM30. Instead, the customers must pump RM30 separately then only entitled the entry.
Well, I might be misinformed too. Anyway, I don't want to risk losing the winning chance LOL.

Everybody starts to rebuild credit card combination due to MBB2. LOL.
My DA MC still has FlexiPay which will finish within 4 months. In this 4 month's time, if CIMB MC does not come out with attractive features, then byebye.
Oh ya, TreatsPoints is evergreen; CIMB pts expires in 3 years.

I was really misinformed then!! Why was I always misinformed??
Thank you for the link.

If I have MBB Amex Credit Card (without MBB logo) and it still has many months of 0% installment for Maxis iPhone4, ff apply Maybank 2 CC, can it transfer to the new Amex CC ?
Or must settle everything ?
Or consider as balance transfer ?

I'm not worry on the transfer MR/TP. I can spend all that.

I'm more curious on the installment plan, how to deal with it. I can settle full, but just wondering if can transfer the installments or not, and as you mention, if there are any penalty.

If you don't have enough money to buy the thing in the first place, just don't buy it. CC is a tool for convenience, not for debt accumulation.

but i have no enough money i still can buy it use cc what, let's say i ahve 25% of $ to buy an item, i just use cc swipe it la. then i use other other bank like DA BT6 months or MBB BT 12 month for interest free. why not?? provided ur credit limit divide by 12 is sufficient for ur monthly payment then everything is ok. u defeat the fully enjoyment of credit card.

Call the lounge and they say it is for two hours free access only. After that it is chargable. And there is no discounted charges for kids.
Hope they will add this benefit into the Maybankard 2 Amex like their other Amex cards.

i dont know where to post this... perhaps this is the right channel...

last two week i received a Maybank credit card (sorry couldn't recall exactly which card it is)... i didnt apply any credit card before... so i was thinking to return back to maybank as i dont need it.

but apparently due to busy with working, i dont have a chance to visit Maybank and recently i received several calls from unknown phone no...

he said he is calling from maybank and would like to offer some discount whatsoever... he ask me the expiry date of the card but im not keep it in my wallet so i didnt give him any info... so just now he call me again, so i ignore him as i suspect something is not right... he called me few times but using his own handphone no... weird... during office hour why not calling using office phone as he claim he is from Maybank...

so anyone encountered this before? is there anyway for me to check it is correct or not as he seems like now a bit of my details... worried it is just a scam...

thanks.

Just wanna know, can a maybank debit card be used like a credit card globally when I go travelling?

Any Debit card link here not?

thanks bro! 
i asked around just now all my friends said better call  maybank to cancel the credit card...

btw, i like your idea when he call again...  will said to him later 

Wt about online bill payment on weekends? Or do we have to pay over the counter for it to qualify as a RETAIL transaction ?

Online transaction is one type of retail transactions. We have highlighted this many times here.

If based on experience on other cash back cards from OCBC, Alliance and SCB, online payments are entitled to cash back.

I have gone through the T&C b4 I posted but I found none stating online payment being categorised as retail or otherwise, maybe perhaps I have conveniently overlooked it as being accepted for bill payments in the first place which I apologise. Hope everyone gets up on the right side of the bed tomorrow. 

I went through some pages of the discussion regarding Maybankard 2.
A few questions:

I read that someone say he pays KFC RM4.50 using his CC, don't retailers usually has a minimum amount for payment through CC? Usually RM50, I think.
I was wondering how often I can use a CC. Let's say buy groceries below RM50. Is the general rule, above RM50 can swipe?

I also read some review on OCBC MC Titanium, you should use at least RM1000 per month to get the most from it. Otherwise, just get Maybankard 2. But the VISA is not as good and some retailers might not accept AMEX. So, I should get both Maybankard 2 and OCBC MC Plat? Use AMEX when possible and OCBC when AMEX not accepted? Maybank also has the lowest overseas conversion rate as I will be travelling every year.

I won't dare to swipe anything below RM10. Everybody at the queue and in the front desk will be giving me "that" look.

Wallet too thick already. 

RM4.5 * 0.05 = RM0.22. This is borderline kiasu already...
Might still do it if no people behind me though. 

Anyway, thanks for the help and will keep track of this thread until I got my CC.

I normally do this when there is nobody queuing behind me. I would just tell the cashier I do not bring cash.

can get digi bill discount by using EON GSC card??

Hi, I have one question regarding the SCB's CC promotion scheme.
SCB's offer gurantee gift promotion with a mimuium spending of RM4000.00. On-going installment payment is excluded. How about new instalment scheme. Let say a transaction cost RM 3600.00 and divide into 12 instalments with each instalment RM 300.00 per month.
How to calculate the amount to be included into the min spending of RM4000.00? Is it RM3600.00 or RM300.00. Could someone confirm for this. Thanks.

any recomendation wat to claim for citibank 40k reward points?
better claim gift or the cash vouccer?

i check 40k points can claim 2x giant rm100 voucher
worth it?

can i convert to installment plan if i use my cc to pay for road tax and insurance through myeg ?

Most cashiers do not verify the signatures on the trxn slip with the one at the back of the card.
Many times I "cincai"sign but never encountered problem.

Call MBB cs on MBB 2 Cards and this was what they said:

GST for the 2 supplementary cards is Rm25x2.

Cards can not be used for free access to Premium Lounge at KLIA or LCCT.

Cash rebate from retail transactions exclude those done online.

This needs to be further clarified after the actual statement arrives.

ya...i don't feel like CS will be able to answer these kind of questions correctly.

Most of them are actually not aware of the products by their own bank, especially when we want detailed answer from them.. only the answer from staff from credit card department is reliable..