Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
12 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 Credit Card v14, Please read the 1st post before posting

views
     
chemistry
post Jan 18 2011, 10:21 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(MGM @ Jan 18 2011, 10:19 AM)
Wah if SCB takes 5sen from each SMS, 100000sms will generate rm5000 for them and they only give out 1 ipad that cost rm3000.
*
yah, this is the magic of sms.
Nowadays all contests are done by sms.
chemistry
post Jan 18 2011, 10:39 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(alexwsk @ Jan 18 2011, 10:36 AM)
for the new maybankard 2 cards, can convert from AMEX or MBB existing card or not? drool.gif

i'm going to hold my application until i received fully the 15% cash back
*
gotta beware of this clause -- 'Applicable to new-to-bank cc applicants only'
chemistry
post Jan 18 2011, 10:46 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(ronnie @ Jan 18 2011, 10:40 AM)
Is this clause in the T&C ?
*
I don't know, as I'm on mobile now, so can't check website.

I'm just telling you guys to beware of such clause wink.gif
chemistry
post Jan 18 2011, 11:12 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(alexwsk @ Jan 18 2011, 10:59 AM)
nope, no such clause
*
Then can go ahead liao wink.gif
chemistry
post Jan 18 2011, 11:34 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(PPZ @ Jan 18 2011, 11:28 AM)
somehow i find it confusing of which fax they asked me to send it to. i got 3 fax number now. =.=
*
ocbc also has 2 fax numbers. One is card centre, another is Customer Service Centre. lol.

As for Maybank, as long you use the number given by CS, won't go wrong anyway.
chemistry
post Jan 18 2011, 11:36 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(timetravelller @ Jan 18 2011, 11:33 AM)
hi there, alliance bank new application got rebate for GST? i was thinking to apply alliance bank for BT purposes. Had swipe huge amount of tuition fee on other cc, therefore i need BT desperately.
*
If you still have more upcoming tuition fees to pay, better take cimb card.
Education fees can be converted into 10months 0% flexi payment.


Added on January 18, 2011, 11:41 am
QUOTE(MilesAndMore @ Jan 18 2011, 11:35 AM)
Yes. This is a like a bundled product.
*
Streamyx combo or Blockbuster Deals? LoL.
I am seriously thinking of terminating DirectAccess Platinum MC. The 10months flexi pay thingy & Sunday rebate doesn't justify the GST. Nowadays got so many 0% BT, flexi pay can actually be replaced by BT (if any 0%). The Sunday rebates, lose out to ocbc Ti anyway.

This post has been edited by chemistry: Jan 18 2011, 11:41 AM
chemistry
post Jan 18 2011, 11:45 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(Gen-X @ Jan 18 2011, 11:42 AM)
What is other CC you have swipe with?

If not CIMB or MBB then apply for either. Alliance BT got 0% for new card holders?
*
Yes, Alliance has got 0% BT. Not published, but indeed available.
chemistry
post Jan 18 2011, 11:49 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(PPZ @ Jan 18 2011, 11:45 AM)
i just faxed to one number which one of the CS didnt know about!!! then she gave me another fax number. == what to do now? fax again??
*
Do you mind to ask again? Swt..
Sorry I never encountered such situation.

This post has been edited by chemistry: Jan 18 2011, 11:54 AM
chemistry
post Jan 18 2011, 11:51 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(timetravelller @ Jan 18 2011, 11:46 AM)
so alliance bank new cc application got GST rebate?
*
Not sure about gst rebate. But BT is confirmed.
chemistry
post Jan 18 2011, 11:57 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(ronnie @ Jan 18 2011, 11:52 AM)
From Maybankard's FB page, we can actually do a conversion of existing Maybank Credit Card, rather than re-applying.
*
After successful conversion, is the '1 GST for 2 cards' still valid?
chemistry
post Jan 18 2011, 12:16 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(Gen-X @ Jan 18 2011, 12:05 PM)
I know Alliance got 0% BT, what I am asking is that is the offer open to new cardholders?
*
I may not share the correct information. I'm just telling what my friend told me.
From the cases I heard of, all the BTs approved were for new cards. They applied Alliance card because of that BT.
chemistry
post Jan 18 2011, 12:32 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(MilesAndMore @ Jan 18 2011, 12:27 PM)
Something like that  biggrin.gif

By the way guys, i noticed that Maybank is going to charge you RM20 for each disputed transaction filed which is ABSURD ! This information can be found in the "product disclosure sheet".
*
This is ridiculous! Normally fee is charged for sales draft retrieval.
This dispute fee is a breach of consumer rights!
chemistry
post Jan 18 2011, 10:25 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


Regarding the new Maybank 2 cards, I wonder Gold & Platinum got any difference in the points given & cashback rate?
chemistry
post Jan 18 2011, 11:40 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(erry- @ Jan 18 2011, 11:09 PM)
nops. just plat get plat benefits such as complimentary golf at selected golf courses and travel insurance coverage.
*
Thanks. I myself just checked the website.
The travel inconvenience/insurance coverage & purchase protection are extra benefits for Platinum 2.

Anyway, the product features are still vague and confusing. I will wait & see.
chemistry
post Jan 19 2011, 01:22 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(Robin Liew @ Jan 19 2011, 12:48 PM)
dillema

i received the PB statement for cards i have never used but given to me a few years back

all charging the GST for me and supplementary

what to do now?
*
serves you right.
You knew there is GST, but still don't want to cancel unused card. Now kena already.
chemistry
post Jan 19 2011, 08:00 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(winner @ Jan 19 2011, 07:48 PM)
Big differences. OCBC Titanium MC's 5% cash back is applicable to spending for petrol, grocery, utility bills and restaurant bills all day long, whereas Maybankard 2 Amex CC's 5% cash back is given to all retail transactions made during weekends.
*
This time MBB really put great efforts in stimulating domestic spending biggrin.gif
Well done, MBB.
chemistry
post Jan 20 2011, 01:28 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


Yesterday went to MBB branch to inquire about Maybankard 2. All of them were not aware of this new product! Include the branch manager!

Anyway, I am not surprised as this is normal for local banks.
chemistry
post Jan 20 2011, 11:10 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(sweetpea123 @ Jan 20 2011, 10:26 AM)
Can anyone clarify this? Has anyone paid their insurance premiums with Amex b4? Thanks.
*
I am a policyholder of Great Eastern.
And I can tell you that its Autopay form only got Visa & Mastercard to choose.
Not sure about other insurance companies.
chemistry
post Jan 20 2011, 11:19 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(sweetpea123 @ Jan 20 2011, 10:59 AM)
Great Eastern and ING
*
QUOTE(MilesAndMore @ Jan 20 2011, 11:13 AM)
For ING, you can apply for this EON Bank INGIAFAM-EON Bank credit card. You will get 2% rebate on the premium paid. The first year credit card tax cannot be waived but for the subsequent years, yes it can be waived. Read more here > Renewal Bonus
*
haha, in case the tax cannot be reimbursed, sweetpea you gotta do some calculation liao.
Your HLB essential gives 1% cashback, but PBB-ING gives 2%. This means, your ING premium must be worth RM5000 then only can justify that GST RM50. Get one more card just want to earn a few bucks? Worth or not worth you think twice.
chemistry
post Jan 20 2011, 11:27 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(MilesAndMore @ Jan 20 2011, 11:23 AM)
The total cumulative RM5k can be from other expenses too. And one must use the card at least 36 times in order to be eligible for this renewal offer. My agent told me about this card last month and i have done the calculations. Will apply for it before my next insurance premium is due. Will go for the Gold card and request for something like RM6k or RM7k limit  biggrin.gif
*
whoah, 36 times, far more than other banks' 12 times.
This card gives only 0.6% on other non-ING transactions. Who will want to spend on this card oh? sweat.gif

12 Pages < 1 2 3 4 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0427sec    1.09    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 07:30 AM