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 Credit Card v14, Please read the 1st post before posting

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Xai-V-iaX
post Feb 14 2011, 12:09 AM

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Guys, the current M2 Cards comes in a pair of VISA & AMEX is it?
Xai-V-iaX
post Feb 14 2011, 12:14 AM

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QUOTE(chemistry @ Feb 14 2011, 12:12 AM)
As published in Maybank website, yes, it comes in pair.
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So when the MC comes out in April would we be able to get it replacing either 1 of the VISA or AMEX?
Xai-V-iaX
post Feb 14 2011, 12:27 AM

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QUOTE(chemistry @ Feb 14 2011, 12:23 AM)
As advised by MBB CS, yes you can do that.
But I will not do that. If you want MC+Amex, better wait until April only apply.
With MBB's efficiency, I don't want to take this risk.
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Noted LoLz.... tongue.gif

Which is why I intend to get the OCBC Ti card first and then work on it to the M2's VISA & MC tho the AMEX's 5x TreatPOINTS seems to be Yummy!!!
Xai-V-iaX
post Feb 14 2011, 12:34 AM

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QUOTE(zenquix @ Feb 14 2011, 12:30 AM)
for M2, only 2 pairs are available.. Visa + Amex or MC + Amex. No Visa + MC. Amex is a must-take.
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Darn It....just as I expected....!!!! doh.gif

If that's the case, I think the best combo of cards for me will be the OCBC Ti MC & the M2 AMEX and VISA....the best of all 3 worlds - VISA, MASTERCARD & AMEX biggrin.gif
Xai-V-iaX
post Feb 14 2011, 06:20 PM

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QUOTE(nokia2003 @ Feb 14 2011, 06:00 PM)
i know Maybankard2 is the bomb and the must get item, but just to clarify, the gold AMEX credit card holders are also entitled to that 5XTP and 15% weekend cash back offers respectively?
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I thinks you were supposed to mean 5% rather than 15% tongue.gif
Xai-V-iaX
post Feb 14 2011, 11:13 PM

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Just clicked 'I'M INTERESTED' for both OCBC Ti & M2 AMEX & VISA online. Let's see which is first to jump on the bandwagon to recruit new customers. tongue.gif
Xai-V-iaX
post Feb 15 2011, 04:22 PM

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Does the M2 AMEX/VISA & OCBC Ti has an fixed billing date?
Xai-V-iaX
post Feb 20 2011, 05:01 PM

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QUOTE(simplesmile @ Feb 20 2011, 04:48 PM)
Which cards are better? I plan to keep only 2 out of 3 below.

1. SCB JustOne Master card: 5% rebate on Friday. All other days = 2% rebate. Max RM600 a year. (I don't remember there's a monthly cap. Am I right?)
2. OCBC Titanium Master card: 5% rebates on lots of stuff. Anyday also can. All other transactions = 1% rebate. Cap as RM50 a month.
3. Maybank 2: I don't have this card yet, but looks tempting. 5% rebate on weekends. (Is this for all types of transactions?) How about weekdays, any rebates?
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rclxms.gif OCBC MC Ti & M2 AMEX/VISA Combo rclxms.gif
Xai-V-iaX
post Feb 21 2011, 11:05 AM

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Well, its been a week since I clicked the 'I'm Interested' option on both OCBC Titanium & M2 AMEX/VISA Cards section on their respective websites. No replies from either, so decided to fax in the completed application forms today - JUST COMPLETED FAX (21/2/2011). Let's see how long it takes for either to contact me back to confirm receiving the application. smile.gif
Xai-V-iaX
post Feb 21 2011, 04:05 PM

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Well, MAYBANK called me within 3hrs after I faxed them my documents to confirm receiving it and also requesting me to re-fax one of my documents since it was not that clear. Not bad, huh? smile.gif
Xai-V-iaX
post Feb 21 2011, 11:48 PM

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QUOTE(Shinichi @ Feb 21 2011, 11:30 PM)
May I know what is the phone number displayed? I got 2 missed call today and not sure if it was from Maybank...
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biggrin.gif 03-27763900 biggrin.gif
Xai-V-iaX
post Feb 22 2011, 12:03 AM

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QUOTE(Shinichi @ Feb 22 2011, 12:00 AM)
Yeah, same number as mine... guess I missed call from Maybank... not sure if they will reject my application... tongue.gif
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How long after you sent in your documents did they call you back? Same as me? hmm.gif
Xai-V-iaX
post Feb 22 2011, 12:10 AM

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QUOTE(Shinichi @ Feb 22 2011, 12:06 AM)
I sent to branch today noon around 1pm. They called me 2 times around 3pm but I missed it.
However I clicked "I'm Interested" on their website 2 weeks ago...
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Hmmm.....well I clicked the "I'm Interested" about a week ago - No Reply then today morning about 10.30am faxed-in the documents and all - 2pm got call acknowledging receiving the documents and request to re-fax one of the documents which was slightly unclear. rclxms.gif
Xai-V-iaX
post Feb 22 2011, 01:44 AM

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QUOTE(butthead012 @ Feb 22 2011, 01:39 AM)
Normally upon approval will they update the M2U system ? cos in my M2U I got Amex/Visa 2 Plat, but I have not received anything from Maybank yet.

So does this mean they approved just waiting the card to be send out?
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Where do you guys see the status for the AMEX/VISA on M2U?
Xai-V-iaX
post Feb 22 2011, 01:49 AM

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QUOTE(butthead012 @ Feb 22 2011, 01:46 AM)
Under CC list? Previously I got only one card, now I got 2 more Amex/Visa Plat 2...
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CHEERS... rclxms.gif
Xai-V-iaX
post Feb 22 2011, 09:58 AM

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Just to clear the air up since I just applied of for both the OCBC Titanium & M2 AMEX/VISA.

OCBC Ti - Free annual fee waiver if swipe 12x & Spend RM10k to get GST waived

M2 AMEX/VISA - Free for Life & 10,000TP to offset GST.

Right?

This post has been edited by Xai-V-iaX: Feb 22 2011, 10:11 AM
Xai-V-iaX
post Feb 22 2011, 10:17 PM

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Can anyone share how do banks usually handle/close dispute cases? For instance, if we claim that an illegal transaction is made without our (the card holder's) knowledge.

This post has been edited by Xai-V-iaX: Feb 22 2011, 10:17 PM
Xai-V-iaX
post Feb 22 2011, 11:00 PM

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QUOTE(hye @ Feb 22 2011, 10:36 PM)
I'd rather you ask this question in PM or not ask this question at all. The last time some one asked this question in here, the guy had a possible intention to scam the bank based the knowledge acquired. We always try to be nice and informative but many had bad intentions - that's why I'm rather critical at times.


Added on February 22, 2011, 10:38 pm

Agreed. There's no mention in the T&C that customers can't do this or whether this act would invalid the card but please remember the CVV for your own use.
If you forget, the bank would never disclose this and likely they have to issue you a new card.
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Well if you feel insecure answering this on a public forum, you can PM me. I'm going to be an first time CC user and at such this kinda experience sharing is indeed vital. biggrin.gif
Xai-V-iaX
post Feb 23 2011, 10:04 PM

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QUOTE(kartz25 @ Feb 23 2011, 09:33 PM)
Frustrated with my plan to get the OCBC Titanium c/c. Faxed the application form with a copy of my existing c/c.
3 days later still no call from OCBC. Call the CS, and was told application rejected.
Asked why...She said dunno... shakehead.gif

I ask her is it the documents insufficient, also cannot answer me. She said can try I again in 6 months time.
I said "Sorry - no plan to try. Not interested already".

When I think back, I think I know why it was rejected, because the existing c/c which I faxed the copy only had a CL of 6k which I purposely asked the bank to reduce last time to reduce risk of losing the card.
So this OCBC must have assumed my pay is insufficient, which instead they should have asked me for proof of latest income. So dungu of OCBC...then on the other hand they may be full of applicants already. Anyway for those of you who are applying , dont do the same as me.

Anyway out of frustration..I'm saying goodbye to OCBC!
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Well, I faxed-in my application on the 21st...yet to get any calls either.... hmm.gif
Xai-V-iaX
post Feb 23 2011, 11:24 PM

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QUOTE(hye @ Feb 23 2011, 10:52 PM)
Plus 21st is a merely 2 days. An ideal time before they call you (if they do) is between 4-7 days.
In my case they never called at all. Yes ... banks if they are satisfied with your risk profile and nothing to ask you then they won't call you at all. Also, if they want to reject you straight away then they don't call either.
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Fingers crossed sweat.gif

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