Hi all

i got a simple question
my brother is in the states for 3 weeks (this is the 2nd)
the 1st week he used up >30% of the credit (car rental)

and due to being <6month user, the bank refused credit limit increased.

so now the Q is whether i can bank in more than the credit used (like 3K CR used but bank in 5K)
practically increasing the credit limit personally?

Hi, all. i'm a newbie of CC and i hope i could get helps here.

I'm planning to purchase a fitness equipment which cost around 4.5k. The outlet did have 2 types of installment plans which are 24 months and 12 months. The interest rate is 2% of the total amount. But in order to enjoy the 24 months installment plan, only EON & Ambank cards are allowed. Other cards only enjoy 12 months installment.

I'm currently a HSBC supp card holder and i'm planning to get either EON / Ambank CC. My annual salary is only able to apply for the CC with annual salary = 30k. From what i see from the banks website, it seems Ambank Carz card has more priviledge than the EON normal CC. But EON bank card allows me to pay my parents' insurance(ING) by installment without any charges while other banks will have charges.

May i ask any recommendation / advice? Thanks in advanced.

A question for you guys. Is it true that you need to pay a certain percentage if you paid something using credit card more than certain amount?
Im planning to pay for my car downpayment using my cc ~RM30k. But the sales person told me that if im using cc more than RM5k, i need to pay 1.7% of interest. Is that really a rule? by the way the car dealer is not some small 2nd hand car dealer, Its Nasim sdn bhd.

since i already have a mbb petronas card that just charged me GST RM50 and CS offer me 10k points if i swipe RM3k in 6 months. Should I just apply the MBB 2 card and swipe instead? I'll have another GST RM50 charged.

Maybank doesn't offers 8.88% immediately but after 12 months.

guys..can we pay bills using CC via m2u?like internet bill? It reached d due date yestrday  and its not my payday yet.if can,how.

Hmm like for my HSBC Master & Visa, I activated Verified by Visa & Mastercard Secure Code. I am wondering does Maybank have that kind of activation via Maybank2U?

It's called Maybankard Secure Online Shopping (MSOS).

Ah, this is very important. Must activate it as soon as I get my Maybank Dua Card.

It's important but it also depends on the merchant side. If the merchant didn't enforce 3D security, it may not be full proof also.

can i terminate my card even if i have outstanding?
then after terminate slowly pay the outstanding?

Very good rate for Maybankard 2 Visa.
Any comparison with Maybankard2 AMEX in HKD ?

Have a quetion guys. Im currently using AMEX gold + Sony Gold Card, both from Maybank.

Now i'd jus want to swap this two for the new Maybankard 2. What would be the easiest way to go about? Just fax them with all the documents, wait to receive the card, THEN cancel the current card? Or must i cancel first only im allowed to apply?

thanks all! ^^

Guys, i would like to know about easy payment. Let say i just made a purchase of RM 10K, and i would like to pay back my CC debts monthly installment. Currently holding CIMB Gold card, I saw CIMB website offer Smart i-Pay Plan. Should I make the call to convert my payment on the spot after swipe my card or wait for a few day then call to them? Do i have to give any information to convert the purchase receipt?

Which mean i need to wait them posting my transaction in internet banking then call them to convert my purchase to Smart i-Pay Plan. Do i have to give any information about my purchase like appoval code or etc...!!