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well you have direct access or cimb right. If yes then you should know that when CIMB/Direct Access first introduce BT last year with 0% it was initially for new applicants only.

OT:
Dear erry, I know you have good intention to assist others (initially too eager maybe when you and persistence85 were spamming V13 like hell as if both competing to see whose post count can increase faster ) but maybe you should refrain yourself from commenting on the subject of BT. Others share their actual experience on a particular BT plan whereas you would advise others based on what you read or hear say and may not have the entire picture For example, someone asked what is the best BT plan in the BT thread and you replied one of them was Alliance Bank 0% 12 months. Did you know that Alliance Bank got penalty of 5% of the Balance Transfer amount if settle in full early? Your post above in reply to chem reply just shows you post for the sake of posting. Moreover you have announced that you never planned to do BT

Now don't get me wrong, some of the posts you posted are extremely informative as you do go take the trouble to go search on what are the options available when answering people's question and I hope you do continue assisting other but just refrain from making comments and or advise if you have not experience/use it to avoid misinforming others.

and can you stop using the smiley all the time which I think you are using it without sincerity

yes i have DA but never know the BT is for new applicant only.

and yes i admit i also dont know much about Alliance BT.
but for me, mostly people do BT (example are my sis-in-law and my 5 friends, i replied based on their experience - with PBB) coz want to pay monthly without interest. so why want to finished early?

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Added on February 10, 2011, 1:43 amOT: i never mean to spam. i also dont care about my post count increasing. it doesnt effecting me at all ~

This post has been edited by erry-: Feb 10 2011, 01:43 AM

meaning that the min. repayment is not 5% of the BT amount, instead is the 1/6 of your BT. this way seems like how citibank operate. anyway, does anyone know how Alliance Bank BT work? Alliance Bank provide 0% BT for 12 months for new applicant only. Upon receive the card only can call in for BT? Or it should be done during registration of credit card?

This post has been edited by timetravelller: Feb 10 2011, 09:20 AM

It could be Citibank offer you that bonus point to offset RM50 GST

I think you can apply BT at the registration of the credit card coz if you wait for the card to be approved, and then submit the BT application for approval, will take a long time and incur finance charges.

I got the 12 months 0% BT with my existing Alliance card and got the disbursement within 10 days.

Alliance BT is also using a seperate account where you can directly pay into the BT account (as opposed to a tiered account explained by wshoh here)

EDIT: Btw, the 12 months 0% interest BT promo is over already

This post has been edited by alfee29: Feb 10 2011, 10:41 AM

coz during registration time, there're no 0% BT indicated in the form. so i have to wait till get the card then only apply. i just afraid they will said that it's only can be done during registration time, but not after..

Just tried to use OCBC card to pay Great Eastern premium but cannot work!!!

Was told by CS that can only work if I have saving / current a/c with OCBC. I am wondering why ah, so troublesome one?

not sure if u are reffering to paying over the counter, but i am enrolled with the credit card monthly easy payment for GE life insurance policy using OCBC Titanium

Update: Finally today received the MBB 2 CC (10-Feb)

Applied through phone without submit doc on 21-Jan with 2x follow up call before CNY.
Already show up in online banking since 3-4 Feb.

That's how long it takes for me

EDIT: it's via PosLaju, and it is printed on the poslaju label 03-Feb-2011


This post has been edited by cute_boboi: Feb 10 2011, 11:44 AM

can i pay my car insurance and road tax using cc or not ?

yes, can do it online also
ww.myeg.com.my
www.motortakaful.com
and etc

I re-checked first page already, anyone has the link to download the form/PDF file for the MBB-2-CC auto-debit (TM/Maxis/TNB/etc.) ?

Thanks

hi all i am currently holding pb cc and looking forward to apply second, which prefer a internationally recognized and higher reputation, citibank cash back plat was first come to my mind but saw u guys recommend ocbc titanium in the other way. seems like i gotta apply both so that i won't take opportunity cost to miss the benefits of either one of the cards.

the question is if a got both cards approved, i will have 3 cards which i doubt there is a restriction of numbers of cards (2 per person)holding in the future, is it a true rumour?

no, u can hold as many cards as you like, as long as u pay the GST
if u want citibank for cash back/rebate purpose, I suggest you don't apply the card\

This rumor surfaced prior to the Budget 2011 announcement. It is still a rumor and remains a rumor.
Logically such implementation will create a chaos in the financial sector and make a lot of people in the industry unhappy. It is the last thing the government want to do at the moment - create chaos in the financial sector and scare everyone away.

Nevertheless, one should practice good common sense when it comes to how many credit card to own is enough.

Yes,the CS was right.
Only certain payees are available for payment via credit card. Alternatively, you may subscribe to GE's Easi-Pay.
Or, you may also consider getting an OCBC Great Eastern credit card to earn cash rebates on GE premiums, education fees, medical fees etc.

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Added on February 10, 2011, 1:17 pmIf your concern is recognition, Citibank/HSBC/Standard Chartered is well known international banks.
I believe most people here would agree that [(Maybankard 2 Amex + Visa) + OCBC Ti] is the best combination at the moment.

This post has been edited by chemistry: Feb 10 2011, 01:17 PM

Don't be fooled by the perception that you need a "branded" bank to use your credit card.
You'll be surprised when you travel overseas that there are countries who do not know who the hell are those banks are if you are talking about - Citibank/HSBC/Standard Chartered. (This is my own personal experience) What matters is that your card carry the VISA/Mastercard logo + inform your banks prior to any overseas trips to avoid unnecessary roaming calls or your transactions being blocked when you are overseas.

25-Jan-2011 : Faxed in my application form without support docs as I have existing SonyCard Visa
02-Feb-2011 : Application has been approved.
03-Feb-2011 : M2U shows the new CC listing
10-Feb-2011 : Received the actual Maybankard2 AMEX + Visa via PosLaju

Would have gotten the card quicker if not for the long CNY holidays.

Thank you for the correction & valuable opinion.
I always inform card centre before going overseas, and never experience any card reject while shopping