Dec 14 2010, 10:17 PM
QUOTE(apache_utara @ Dec 13 2010, 08:00 PM)
from what the bank manager told me last time, one of the criteria they will consider is if the monthly installments are 1/3 of the salary, maximum of course 
And definitely no other commitments like owned a house which u also have to pay
In other words, if you're salary is around 2800-3000 with no other commitments, memang ngam-ngam la..
Whether it's worth it or not, there are other threads discussing it already
I think other Sifus can gladly correct me if i'm wrong
nowadays bank no more used 1/3 salary system already . now they can approve our loan if the monthly payment of that loan do not exceed 60% of our salary. And definitely no other commitments like owned a house which u also have to pay
In other words, if you're salary is around 2800-3000 with no other commitments, memang ngam-ngam la..
Whether it's worth it or not, there are other threads discussing it already
I think other Sifus can gladly correct me if i'm wrong
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