i would like to ask you one question. let's say i am applying for my 3rd credit card ©, which scenario is better to get higher limit and better chance of being approved:

scenario 1

Card A: Fully utilized and been paying minimum

Card B: Almost fully utilized and paying minimum

or

scenario 2

Card A: no outstanding at all

Card B: no outstanding at all

Was told most banks prefer scenario 2, but some say they like customers in scenario 1 better so that they can earn from the interest. What do you think?