i just rcved my first OCBC mthly statement bill. i got charged the GST rm50. does this mean i will have to pay this one time? because
after this i will definitely have more than 12 swipes a year, so i can get free GST after that for every year? am i right?

wah thank you sifus alexwsk and erry-! paiseh got confused with GST and annual fee
if like that means i think will have to pay first year lor, cos surely more than 12swipes and more
than 10k a year

next year onwards, cash rebate will be capped at rm50 a mth. so let's say i buy a TV from a supermarket, eg. Tesco, it will be billed under 'groceries shopping' so 5% lo rite? let's say TV is rm2k, 5% of rm2k is rm100!!! so i should choose to pay per installment lo, better ma like that rite? if not wasted cos capped at rm50 nia. correct?