Credit Card v13
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 Jan 3 2011, 09:00 PM
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#1
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Junior Member
14 posts Joined: Apr 2010  
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Hello, currently i am holding a DA master card. since now the 2% petrol is no longer available. i am thinking to cancel it. but the problem is i had purchased a tv with 12 months installment. how can i cancel it? Do i need to finish the 12 months installment first?
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Jan 3 2011, 11:27 PM
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#2
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Junior Member
14 posts Joined: Apr 2010
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QUOTE(Gen-X @ Jan 3 2011, 09:52 PM) Firstly, when is your anniversary date. If you not sure go check your statement. If your installement ends before your anniversary date then there is no benefit of you cancelling the card now and miight as well continue the installemts. I use the card mainly for petrol. I just got maybank amex cc approved. so better use amex since getting 5x point for that. the da card anniversary date is by april 2011. the last installment only end by june 2011 means i need to pay for another round of GST. Secondly, do you use credit card for other transactions besides petrol? DA does have its benefits. What other cards you holding and what card are you thiniking of getting (if any).   |
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Jan 3 2011, 11:44 PM
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#3
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Junior Member
14 posts Joined: Apr 2010
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QUOTE(erry- @ Jan 3 2011, 11:39 PM) either way, continue or cancel, u still need to pay rm50 (gst or penalty). GST or Penalty, of course GST! i can hold the card for another year then. now i am trying to apply for the OCBC titanium, hopefully get approved too.besides, if u want to do BT to amex, it have minimum amount to proceed. is the remaining balance of the 2 months qualified?  u go shop at tesco & giant every sunday, get 5% rebate. 1 month max rebate rm50. so u still have 4 months, which u can get max rm200. take rm50 from that, then choose to pay penalty or gst  |
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Jan 11 2011, 09:02 PM
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#4
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Junior Member
14 posts Joined: Apr 2010
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i just got back ocbc titanium approved. application submitted on jan 4. previously i sent through email on dec 22 however they said did not receive so finally i went to the branch to submit.
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