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 Credit Card v13

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Robin Liew
post Dec 12 2010, 08:07 AM

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QUOTE(erry- @ Dec 12 2010, 02:54 AM)
yes u are.
once card issued, considered u want it, no matter if u dont want to activated it. so need to pay that gst rm50.

but, if u currently using gold card, then bank just send u platinum card (free upgrade), this 1 as long as u dont activated it, u wont be charged with gst (continue using gold). same goes to replacement card, wont be charged gst too.
*
thats good ... seems like i dont want to activate my citibank platinum upgrade..
agreed with miles n more....it looks like silver
somemore a mere extra rm3k CL only from my gold....


Robin Liew
post Dec 13 2010, 04:23 PM

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just want to ask about OCBC titanium

i have done BT to this card for rm5k, paying min for 6 months... this is going to be my second month

since new i have not used this card because i did bt.... if i use the card, how to make payment since the BT and spending is same account? if i pay min, i am afraid they will charge interest for the purchases i swipe?
or best just dont use the card for 6 month until settle all the bt amount?
Robin Liew
post Dec 13 2010, 05:39 PM

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3-4K QUITE HIGH?
that is peanuts
Robin Liew
post Dec 14 2010, 08:13 AM

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just want to ask about OCBC titanium

i have done BT to this card for rm5k, paying min for 6 months... this is going to be my second month

since new i have not used this card because i did bt.... if i use the card, how to make payment since the BT and spending is same account? if i pay min, i am afraid they will charge interest for the purchases i swipe?
or best just dont use the card for 6 month until settle all the bt amount
Robin Liew
post Dec 15 2010, 01:47 PM

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even cimb cards also free for life...the ws says otherwise but when u go to the branch, they say all cimb card r free for life

that is why i jumped to cimb .... might cancel the citibank cc i have been with for 12 years
Robin Liew
post Dec 15 2010, 02:22 PM

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QUOTE
what i can confirm is, only cimb mastercard.


IC....mine is cimb mc

meaning cimb visa have annual fees?
funny ehh


anyways wats the diff of mastercard n visa?


Robin Liew
post Dec 15 2010, 05:22 PM

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yesyes yes
cimb has a very good balance transfer with separate statement

btw, for cimb bt, on the 6th month, we have to settle full? or the 7th month?
Robin Liew
post Dec 19 2010, 07:36 AM

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but what i hare about pb cards is their CL
always lowest aong the banks

my PB gold is 1/3 Cl compared to my other cards

This post has been edited by Robin Liew: Dec 19 2010, 07:37 AM
Robin Liew
post Dec 20 2010, 04:51 PM

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QUOTE
u need to swipe rm10k/year to cover gst. same as pbb



meaning pbb will waive the gst>?


kinda surprised pbb never charged me the gst on the card anniversary
Robin Liew
post Dec 20 2010, 05:11 PM

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anyone familiar with citibank rewards claim?

is the b&d car polisher still on the list?
Robin Liew
post Dec 20 2010, 07:55 PM

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nope mine tada
just cheked again

maybe they forgot?

or my card was given because of housing loan so no gst?
Robin Liew
post Dec 21 2010, 05:22 PM

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actually very simple to avoid this kind of fraud transaction

scan the ic chip together with the cc lor
can detect same or diff person wat


Robin Liew
post Jan 10 2011, 11:50 PM

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hello guys

do you all keep you cc statement?> file up?
how many years you keep?
Robin Liew
post Jan 13 2011, 10:01 PM

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how come i dunno this? meaning i hold a cimb platinum, i just need purchase gsc 1 ticket and i get 1 more free?
must pay the one ticket buy the cimb plat card?
when started?

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