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Credit Card v13
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Robin Liew
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Dec 12 2010, 08:07 AM
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Getting Started

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QUOTE(erry- @ Dec 12 2010, 02:54 AM) yes u are. once card issued, considered u want it, no matter if u dont want to activated it. so need to pay that gst rm50. but, if u currently using gold card, then bank just send u platinum card (free upgrade), this 1 as long as u dont activated it, u wont be charged with gst (continue using gold). same goes to replacement card, wont be charged gst too. thats good ... seems like i dont want to activate my citibank platinum upgrade.. agreed with miles n more....it looks like silver somemore a mere extra rm3k CL only from my gold....
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Robin Liew
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Dec 13 2010, 04:23 PM
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Getting Started

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just want to ask about OCBC titanium
i have done BT to this card for rm5k, paying min for 6 months... this is going to be my second month
since new i have not used this card because i did bt.... if i use the card, how to make payment since the BT and spending is same account? if i pay min, i am afraid they will charge interest for the purchases i swipe? or best just dont use the card for 6 month until settle all the bt amount?
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Robin Liew
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Dec 13 2010, 05:39 PM
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Getting Started

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3-4K QUITE HIGH? that is peanuts
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Robin Liew
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Dec 14 2010, 08:13 AM
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Getting Started

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just want to ask about OCBC titanium
i have done BT to this card for rm5k, paying min for 6 months... this is going to be my second month
since new i have not used this card because i did bt.... if i use the card, how to make payment since the BT and spending is same account? if i pay min, i am afraid they will charge interest for the purchases i swipe? or best just dont use the card for 6 month until settle all the bt amount
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Robin Liew
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Dec 15 2010, 01:47 PM
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Getting Started

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even cimb cards also free for life...the ws says otherwise but when u go to the branch, they say all cimb card r free for life
that is why i jumped to cimb .... might cancel the citibank cc i have been with for 12 years
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Robin Liew
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Dec 15 2010, 02:22 PM
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Getting Started

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QUOTE what i can confirm is, only cimb mastercard. IC....mine is cimb mc meaning cimb visa have annual fees? funny ehh anyways wats the diff of mastercard n visa?
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Robin Liew
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Dec 15 2010, 05:22 PM
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Getting Started

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yesyes yes cimb has a very good balance transfer with separate statement
btw, for cimb bt, on the 6th month, we have to settle full? or the 7th month?
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Robin Liew
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Dec 19 2010, 07:36 AM
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Getting Started

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but what i hare about pb cards is their CL always lowest aong the banks
my PB gold is 1/3 Cl compared to my other cards
This post has been edited by Robin Liew: Dec 19 2010, 07:37 AM
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Robin Liew
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Dec 20 2010, 04:51 PM
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Getting Started

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QUOTE u need to swipe rm10k/year to cover gst. same as pbb meaning pbb will waive the gst>? kinda surprised pbb never charged me the gst on the card anniversary
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Robin Liew
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Dec 20 2010, 05:11 PM
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Getting Started

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anyone familiar with citibank rewards claim?
is the b&d car polisher still on the list?
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Robin Liew
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Dec 20 2010, 07:55 PM
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Getting Started

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nope mine tada just cheked again
maybe they forgot?
or my card was given because of housing loan so no gst?
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Robin Liew
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Dec 21 2010, 05:22 PM
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Getting Started

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actually very simple to avoid this kind of fraud transaction
scan the ic chip together with the cc lor can detect same or diff person wat
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Robin Liew
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Jan 10 2011, 11:50 PM
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Getting Started

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hello guys
do you all keep you cc statement?> file up? how many years you keep?
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Robin Liew
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Jan 13 2011, 10:01 PM
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Getting Started

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how come i dunno this? meaning i hold a cimb platinum, i just need purchase gsc 1 ticket and i get 1 more free? must pay the one ticket buy the cimb plat card? when started?
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