go apply online to get 8% cashback on 1st statement

http://www.pbebank.com/en/features/applyCCard.jsp

totally true, just charge RM2 only anyway, beats going through traffic and getting parking. might get saman too
got RM30 saman just waiting outside PBB bank this month at SS15 subang jaya, just how desperate is our gov now    definitely won't be voting for BN now 

That's why I rather stick with MBB. I'm not a MBB hardcore supporter.

Unless pay RM 2 for IBG to pay CC from other banks.

Refer to previous tread..
Doesn't any one automatic receive their advance card after few week? And what is CL you get? Ask for friend. Thanks

thats mean deposit Rm20,000 then can get a HSBC Visa card?

Need to maintained 20k in account. I think same as secure card.

But if you pledge a 200k you will auto entitle Premier card with CL 50k ( That limit only i get  )

Hi all, my credit card chip starting to have problem now, sometimes I need to get it swiped few times only can go through... can I get free replacement by going to the branch?

mine 2 years, i think most likely its bcos of we sit on or wallet and it breaks

my hsbc card - broken (not important), plastic swipe teared, 'dirty' black spot chip, but still can use!

going out to hsbc now! cdm cdm! my hsbc due date is today! got another 30mins only! haha

IF, for new applicant, better go for pbb esso/mobil.

u get cashback to cover your gst.
u can get cashback 8% on 1st statement if apply online.
u can get 15% cashback till 31/3/2011 (and car?) if u join the promo (via sms).

inside plus dont have.

but if exit kajang, go straight to bangi, esso is on the left after traffic light. there also offer 2x points.

Oh Mary !!! It is in such terrible state 
Wah ... that was a big risk you're taking. What if something is wrong with their CDM ? 

actually i got one hsbc amanah card and i feel useless for this card. only 0.5% cash back which is damn small amount. if i apply pbb esso/mobil only can get 8% cash back for the 1st month right? and also they provide 0.5% for all usage?

haha. the card still can be use! can be use! no problem!

hsbc kajang got 2 cdm. so far never give me prob.
previously, i missed 1 time due date. so cdm after 1 day of that due date
but hsbc didnt charge me anything!
maybe, bcoz i always paying in full

pbb 8% cashback on 1st month only if u apply online.

0.5% cashback for all retail purchase exclude transactions at casino and petrol stations, cash advances, balance transfer, government-related payments, payments to charity and utility bills payments via www.pbebank.com, PB Telebanking and ATM.

if i use it on normal stuff like glosary then it is cover the 0.5% cash back then? same as the hsbc amanah then?

yes. same like cimb petronas ~

then i think i should cancel my hsbc amanah and go for pbb esso/mobil then??

yes go for pbb

cancel the hsbc card 1 month before expiry month. coz u already paid the gst right. but if u dont mind, then up2u.

you mean they will charge the GST every year???

eh? pbb offer cashback rm50/rm60 (gold/plat) for new card. consider it as gst waiver la  laugh.gif

but only for classic card/gold card/platinum card, not for brand associate card like Esso-Mobil CC
but i have yet receive the 15% cash back for last month statement, hopefully it will be credit this month statement

but isn't the PB Esso Mobil Visa Gold Credit Card a "gold" card? It should fall in the gold category, right?

actually i got one hsbc amanah card and i feel useless for this card. only 0.5% cash back which is damn small amount. if i apply pbb esso/mobil only can get 8% cash back for the 1st month right? and also they provide 0.5% for all usage?

if your annual income got at least 36k per annum, just apply OCBC Titanium
the rebate is the top among all card

haha. the card still can be use! can be use! no problem!

hsbc kajang got 2 cdm. so far never give me prob.
previously, i missed 1 time due date. so cdm after 1 day of that due date
but hsbc didnt charge me anything!
maybe, bcoz i always paying in full

going out to hsbc now! cdm cdm! my hsbc due date is today! got another 30mins only! haha
statement balance rm10,981.01
so bringing rm11k cash with me. dont rompak!
need to do cdm more than 7 times coz hsbc kajang cdm only accept rm1500 at 1 time
luckily hsbc and my house only 3mins drive

why dont open bank saving acc and pay online? 

just came back from Mid Valley, bought a washing machine @ Harvey Norman, but then was told by HSBC staff that we're not entitled for the gift redemption

but what i hare about pb cards is their CL
always lowest aong the banks

my PB gold is 1/3 Cl compared to my other cards

if your annual income got at least 36k per annum, just apply OCBC Titanium
the rebate is the top among all card

if u really want to swipe rm10k with 1 card, go for pbb esso/mobil (free for life).
it give 0.5% so swipe 10k u will get rm50 too, but this card rebate is unlimited!

or if more than 10k, go for pbb visa plat (free for life with conditions), >10k rebate is 0.55%.
other cashback card that offer rebate unlimited are cimb petronas (free for life) & std chartered buss plat (both 0.5%).

but what i hare about pb cards is their CL
always lowest aong the banks

my PB gold is 1/3 Cl compared to my other cards

or you can also pledge FD to get equivalent CL.

Talking about big swipe, I had done enough survey before swiping a huge amount for partial downpayment of my recent property purchase. I needed to pay RM80,000 within 2 weeks and the developer accepted MC or Visa, but not Amex. During that time I only had Amex Gold cc, OCBC Titanium and SCB JustOne Titanium. I wanted a card which could give maximum rebate for the big swipe. I shortlised HLB Visa Essential, PBB Platinum and SCB WMC. HLB Visa Essential does not give cash back to offset the service tax for new card, while PBB Platinum's cash back and points are based on complicated tier system and PBB could not guarantee to deliver the card within 2 weeks. In the end, I applied for SCB WMC and received the card 14 days later. SCB gave me 30,000 points as a welcome gift. Soon after I received my SCB WMC, I paid the partial downpayment using SCB JustOne Titanium (RM10,000 for 5% cash back) and SCB WMC (RM70,000 for 2x points or 1% cash back). For those who are familiar witn SCB JustOne Titanium should know that this card gives 5% cash back for all types of purchases made on Fridays and the maximum cash back per year is capped at RM600 per month. The reason I swiped only RM10,000 on SCB JustOne Titanium was that I had already spent more than RM5,000 and SCB JustOne Titanium needs an annual spending of RM15,000 for AF waiver.

After the huge transaction was made, I immediately applied for DA VI which was given 1-hour instant approval in Pavilion. Thereafter I submitted the application for the 0% interest BT programme for 6 months from SCB to DA. By doing this, I could delay the payment but at the same time, the money that I had reserved for the payment to the developer could also keep growing in my deposit account.

YES! every year! if ur card expiry date is 02/2014, then every february u will be charged rm50! 

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Added on December 19, 2010, 3:09 amgst is charged by govt. not bank.

thats why bank cannot waived it.

but they can give points to redeem (current card holder), or give cashback on new card holder.

u dont want gst, need to change govt 1st~!