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 Credit Card v13

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chemistry
post Dec 13 2010, 08:44 PM

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QUOTE(MilesAndMore @ Dec 13 2010, 08:35 PM)
I did get RM50 cash back using CIMB MasterCard back in November 2008 at ISETAN  biggrin.gif  In fact, it reached the maximum rebate on my first swipe alone and i had to use my Maybankard AMEX Gold to pay for the second time at ISETAN so i can get 2x Treatpoints instead of 1x CIMB bonus point.
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Smart consumer! thumbup.gif
chemistry
post Dec 13 2010, 09:26 PM

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QUOTE(MilesAndMore @ Dec 13 2010, 09:24 PM)
Yeah, i swiped more than RM1k actually. They were having a big sale in the bedding department outside the supermarket. Made some huge purchase that day  sweat.gif
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So did you pay visit to the premium washroom and wash your face using CrabTree&Evelyn facial foam? laugh.gif
chemistry
post Dec 13 2010, 09:38 PM

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QUOTE(MilesAndMore @ Dec 13 2010, 09:34 PM)
Ah ? You mean the one located on Ground Floor in KLCC ? We still have to pay RM2 right ?
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I was saying the Isetan in The Gardens. biggrin.gif
Platinum cardmembers just need to produce any Platinum card to the "staff" there and get to enter FOC. thumbup.gif
chemistry
post Dec 13 2010, 09:48 PM

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QUOTE(MilesAndMore @ Dec 13 2010, 09:44 PM)
Oh  sweat.gif
No. Never tried that before. Have you tried it ?
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Of course laugh.gif
The interior design is excellent. Gentle lightings, soft music, premium facial care products, everything top class. brows.gif Feel like not gonna leave the washroom tongue.gif


Added on December 13, 2010, 9:49 pm
QUOTE(winner @ Dec 13 2010, 09:46 PM)
Titanium cards are also acceptable. I have entered the premium washroom at The Gardens many times by showing my OCBC Titanium MC.
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Oh really, that's cool!
How would you comment the washroom?

This post has been edited by chemistry: Dec 13 2010, 09:49 PM
chemistry
post Dec 13 2010, 10:05 PM

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QUOTE(Gen-X @ Dec 13 2010, 09:56 PM)

for fusion food with Japanese flavour, Pasta Zamai cheaper. I just love the garlic fried rice with chicken.
Ok so far I have got following by using MC, note must be a single swipe:

(1) Subang Parade - RM100 gets you 2 pop up christmas greetings card. Also qualify you for lucky draw.
(2) Pavillion RM500 gets you a small pouch, good for ladies to keep make up I suppose. [EON bank CC - RM300 get you a better gift, my EON card still not in my hands so didn't get anything from EON. CIMB giving hampers].
(3) Midvalley - RM250 get 1 token for 5 hours carpark. RM400 2 tokens get a mug. Applies to any HSBC too.
1U - nothing with MC and yesterday free calendar already finished for that day and it wasn't even noon time.
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Add this:

Tropicana Mall: Spend RM80 using MC and get a mug.
chemistry
post Dec 14 2010, 12:51 AM

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I signed up for TM Phone bill autopay and got RM4 rebate. What a great saving.

QUOTE
TAHNIAH! ANDA TELAH MENDAPAT PENJIMATAN 
- DISKAUN AUTOPAY (PAKEJ C) 4.00


Here's another message for TM fixed line users.
QUOTE
Pelanggan yang dihormati,
  Adalah dimaklumkan bahawa berkuatkuasa 1 April 2010 , Kementerian Penerangan,
  Komunikasi dan Kebudayaan telah menetapkan bahawa kadar rebet tahunan yang
  dibayar oleh semua Pembekal Perkhidmatan Talian Tetap ke atas deposit pelanggan
  ialah sebanyak 2.5%
. Oleh yang demikian, kadar tahunan baru ini akan mula
  dimasukkan di dalam bil anda untuk bulan Januari 2011.

I got RM375 cash deposit inside, that means I will get RM9.37 cashback starting from 1st Jan rclxm9.gif
chemistry
post Dec 14 2010, 10:48 AM

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QUOTE(Marcian @ Dec 14 2010, 08:13 AM)
Where do we sign up for autopay?  Need to go to TM or can do it online?
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You may sign up by dialing 100 using TM fixed line and talk to CS, or download the relevant form and return it to TM (usually by fax).

I was told by CS that subscription through phone is faster.


Added on December 14, 2010, 10:50 am
QUOTE(jack2 @ Dec 14 2010, 05:58 AM)
You got this message from bill?
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Yes it is printed in the bill.
You may also view the bill online by signing up TM ONLINE. Must use the bill owner's name to sign up.

This post has been edited by chemistry: Dec 14 2010, 10:50 AM
chemistry
post Dec 14 2010, 01:59 PM

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QUOTE(persistence85 @ Dec 14 2010, 11:06 AM)
why put so much deposit? mine Rm75 only..  brows.gif
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I don't know why was it so much. It was my mother who registered the phone line 20 years ago.
chemistry
post Dec 14 2010, 07:48 PM

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QUOTE(erry- @ Dec 14 2010, 05:23 PM)
me, yes i go to tmpoint, fill the form there and submit.

the rebate will shows in the tm bill, not credit card bill.
auto-debit with mastercard, rm4. visa, rm2.

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I signed up AUTOPAY for two phone lines using Titanium MC . One got RM2 rebate, another one RM4.
I guess RM4 is only for residential users. Because the phone bill that got RM2 rebate is a business premise.
chemistry
post Dec 14 2010, 11:12 PM

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QUOTE(my_cat @ Dec 14 2010, 11:04 PM)
you sign up by phone? then have to give CC number to CS?
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Nope.
I fax them.
chemistry
post Dec 15 2010, 12:28 PM

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QUOTE(my_cat @ Dec 15 2010, 07:18 AM)
ok. how long does it take for tm to process your autopay application? thanks.
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More than one month. sweat.gif
chemistry
post Dec 15 2010, 04:15 PM

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QUOTE(MilesAndMore @ Dec 15 2010, 03:44 PM)
Not really. CIMB Bank also offers classic, gold and platinum VISA. This piece of information however, cannot be found in their retail banking website but these cards do exist and are still in circulation.
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Those information are actually there. They are under CIMB Generic Credit Cards.
chemistry
post Dec 15 2010, 07:40 PM

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QUOTE(persistence85 @ Dec 15 2010, 05:55 PM)
Yes
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Are you sure the RM8 fee is incurred by gift redemption? I guess it might be debit card annual fee instead.
chemistry
post Dec 15 2010, 08:35 PM

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QUOTE(persistence85 @ Dec 15 2010, 07:53 PM)
Yeap, gift redemption, confirm with staff of my home branch bank & which is why they advised me to cancel my Debit card and switch to normal ATM card.  vmad.gif
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Swt~
They did say so? sweat.gif
Do you use Debit Card very frequently? I thought you already have cc (s).
chemistry
post Dec 15 2010, 08:38 PM

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QUOTE(jonuslee @ Dec 15 2010, 08:35 PM)
Hi guys. My fren today received verification call from CIMB direct Access. Does this means his card approved d? He told me the CIMB DA ppl call him at his company. Any applicants out there also have this verification call from DA?
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Most of the time when a cc applicant gets call from the bank to verify some details, there's good chance of approval.
chemistry
post Dec 15 2010, 08:43 PM

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QUOTE(MilesAndMore @ Dec 15 2010, 08:39 PM)
EON Bank also has a debit card that is linked to the savings/current account. The annual fee is the same as the regular MEPS ATM card.
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I converted all my savings account to basic type to avoid annual fees. smile.gif And I do not hold any debit card but regular ATM card.
chemistry
post Dec 15 2010, 08:45 PM

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QUOTE(persistence85 @ Dec 15 2010, 08:43 PM)
I never use my Debit Card since the day i open my saving account with EON bank. The purpose i open a saving account is because i always pay my CC via internet banking.

In the first place when i open my account with them, i did asked them for a normal ATM card, till now they still don't have it. They say no stock for few months  wub.gif
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So you opened a savings account at EON Bank just to make cc repayment easier, am I right?


Added on December 15, 2010, 8:46 pm
QUOTE(Banek @ Dec 15 2010, 08:44 PM)
hai , i have question..

I just receive c.c from public bank today, but there dont give me any pin number for ATM ? how can i get this pin num? thanks
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You will receive it a few days later.
Credit card and PIN number are delivered separately for security reasons.

This post has been edited by chemistry: Dec 15 2010, 08:46 PM
chemistry
post Dec 15 2010, 08:54 PM

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QUOTE(Banek @ Dec 15 2010, 08:51 PM)
[
ok thank you, so does that mean i have to wait for my pin number arrive before i can use it for shopping?  sorry i am noob.. rclxub.gif
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Yes, you're right. Just be patient. smile.gif
If you don't receive in 7 days or so, please notify the bank and request for new PIN.
chemistry
post Dec 15 2010, 09:04 PM

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QUOTE(zenquix @ Dec 15 2010, 08:55 PM)
you do not need a PIN to use the card. Only for cash advance. Normal purchases and retail is signature based.
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I misunderstood already.
However, PIN number is needed for registration of internet banking account.
Cardmembers are advised to monitor cc transactions at certain intervals.
chemistry
post Dec 15 2010, 09:14 PM

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QUOTE(persistence85 @ Dec 15 2010, 09:09 PM)
Agree with you.

RM4 per voucher x 2 vouchers = RM8 (totally insane) - Shipment at one go vmad.gif  vmad.gif

Maybe they don't know what reasons to give anymore since it's system failure, i told them i want to file a dispute, then the staff at bank also call customer service and spoke in the phone for half hours...  mad.gif  That is why i terminate the Debit card, somehow the debit card doesn't have any benefits for me as i didn't use it, not even for once i used it.  whistling.gif
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Perhaps you may want to terminate the EON cc as well to avoid any future disappointment/dispute.

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