Credit Card v13
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 Dec 23 2010, 07:35 PM
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#101
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9,301 posts Joined: Mar 2008  
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QUOTE(erry- @ Dec 23 2010, 07:16 PM) coz some1 else swipe RM5,900.10 in the same minute with u! Yeah. Tough luck. Or it could be someone swiped for a LV at that time  QUOTE(erry- @ Dec 23 2010, 07:16 PM) same here. dont want to open too much bank account. and same style too, wait for last day of due date to pay Gimme five !!!   |
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Dec 23 2010, 08:57 PM
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#102
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9,301 posts Joined: Mar 2008
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QUOTE(kei18kun @ Dec 23 2010, 08:31 PM) why need to wait for last minute to pay? might forget and then charge this and that, then hv to call cs to waive. too troublesome. i just pay earlier if i pass by, save alot of hassle I do everything online  QUOTE(kei18kun @ Dec 23 2010, 08:31 PM) even pbb also down on weekend bcos full of cash i think. only choice is go during weekdays That's the biggest problem of Public Bank. Their ATM too, are always unable to spit out money from Saturday night onwards because all of them have ran out of cash  |
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Dec 23 2010, 10:56 PM
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#103
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9,301 posts Joined: Mar 2008
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QUOTE(keith_hjinhoh @ Dec 23 2010, 10:42 PM) My experience of applying the OCBC branch only requires my existing credit card and nothing else. I walk in to the Masjid Jamek branch, in which, I think that's the HQ of OCBC Malaysia? Indeed it is.QUOTE(alexwsk @ Dec 23 2010, 10:45 PM) for MBB, you can set future payment online ma Many other banks' online banking portal have such feature too   |
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Dec 24 2010, 03:33 PM
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#104
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9,301 posts Joined: Mar 2008
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QUOTE(winner @ Dec 24 2010, 12:02 PM) Citibank Platinum cc - Yes I have found the insurance information, with the help from erry of course Citibank Cash Back Platinum cc - No QUOTE(Gary1981 @ Dec 24 2010, 12:07 PM) Any RHB platinum card holder here? Gen-X, someone's looking for you QUOTE(mrportable @ Dec 24 2010, 12:21 PM) hi guys, want to ask is it worth it to use malaysia cc overseas? You will loss in foreign exchange and on top of that, your bank will also charge you x% admin fee for all overseas transactions. You can find this information in the first post of this thread.i am staying in singapore but i only own malaysia cc. i heard there will be some charge for using cc overseas. anyone can advise on this? thanks QUOTE(stacko @ Dec 24 2010, 02:37 PM) Although holding Maybank cards, my income is not at World Mastercard level, yet I receive mailer and calls from Maybank persuading to accept WMC. The latest catch was to pay RM1000 fee upfront, but will be reimbursed in full if spend RM100K. It shows how desperate they are.By the way guys, this thread has reached 64 pages in just 2 weeks which is a record ! No more spam please. Thank you ! |
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Dec 24 2010, 04:17 PM
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#105
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9,301 posts Joined: Mar 2008
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QUOTE(khools @ Dec 24 2010, 04:03 PM) hi, Try with CIMB Bank. Rumor has it that they are more lenient. You can also try Alliance Bank.would like to ask you all bout a question. i am having a basic rm 1800 + commission around 2k - 2.1k a month ! but i just work this new compant for 6 month, any idea which bank will accept my application ! i try citibank when i was having a basic of RM1700 no commision and rejected ! hopefully someone can help me ! |
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Dec 24 2010, 07:34 PM
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#106
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9,301 posts Joined: Mar 2008
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QUOTE(hebe87 @ Dec 24 2010, 07:03 PM) TBP is good, but the point itself does not worth that much as more points are required for redemption.. ie 21,800TBP for RM100 voucher It is however, still better than many banks such as Hong Leong Bank, EON Bank, RHB Bank, AMBank etc. The points needed to redeem a RM50 or RM100 voucher is higher with all the banks mentioned. |
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Dec 25 2010, 12:46 AM
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#107
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9,301 posts Joined: Mar 2008
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QUOTE(Gen-X @ Dec 24 2010, 10:32 PM) That's what I was trying to point out. Plese don't treat this thread like kopitiam and post/reply unnecessary. If there are too many pages, newbies or people needing answers coming here will get pissed off and won't read all the previous informative posts and just ask questions which have been answered many times. That bloody jerk is banned from this site already. Apparently it had 3 different usernames here. Guess things will return to normal from now on. That low life piece of trash tried to use my username to sell someone a scanner yesterday. Luckily he, Ubique googled its mobile phone numbers  Anyway, Public Bank is giving a steep discount for buying a Samsung LED TV from its online website now. 30% off on all Samsung 5 Series LED TV. This is definitely a very good deal ! All you need is either a Public Bank debit card or credit card Don't miss this opportunity ! Logon to PBBEMALL for more information.
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Dec 25 2010, 07:18 PM
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#108
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9,301 posts Joined: Mar 2008
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Yet another foreign bank joining the MEPS ATM network. Currently, Standard Chartered Bank Priority Banking customers enjoy fee free withdrawals at the House network. I wondered if Priority Banking customers will also enjoy fee free withdrawals at MEPS ATM too ...
QUOTE StanChart joins MEPS network KUALA LUMPUR: Standard Chartered Bank Malaysia Bhd has joined the Malaysian Electronic Payment System (MEPS) Shared ATM Network to provide its customers with the convenience of making interbank cash withdrawals and balance inquiries at all ATM machines nationwide. The service would be available early next year, the bank said in a statement yesterday. It said customers would be able to perform interbank cash withdrawals and balance inquiries at more than 10,000 ATMs nationwide. This post has been edited by MilesAndMore: Dec 25 2010, 07:20 PM |
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Dec 27 2010, 08:01 PM
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#109
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9,301 posts Joined: Mar 2008
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Yet another 3 major foreign banks confirmed to join the MEPS ATM Network. House ATM Network would officially become obsolete next year. This will give everyone more choices to make their credit card payments.
Basically, this means all the 5 major foreign banks (HSBC, OCBC, Standard Chartered, UOB & Citibank) will be on the MEPS ATM Network next year. Hopefully Standard Chartered Priority Banking customers won't have to pay a fee when withdrawing money from the MEPS ATM Network. This will definitely make Standard Chartered Priority Banking very attractive ! 
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Dec 28 2010, 10:49 AM
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#110
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9,301 posts Joined: Mar 2008
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QUOTE(sam325 @ Dec 28 2010, 02:27 AM) MilesAndMore here we meet again hahahahaha as i may upgrade myself to CC, alot of things will be easier to get if someone had a CC... Nice too see you here again QUOTE(sam325 @ Dec 28 2010, 02:27 AM) any way lets get to the point... Besides Citibank SHELL VISA, you may also want to consider RHB Travel Money as suggested by erry. But if you need a card that widely available for 0% installment plan, then i guess Citibank does have an edge here.i read about Citibank-Shell CC and as i understood that its good for me... as i use shell and "interested in purchasing stuff by installment" so depending on your experience and i mean all of you guys... is that card any good... and how easy for a foreigner to apply for such a card... baring in mind that my annual income is slightly over 20k... please advice guys QUOTE(ronnie @ Dec 28 2010, 02:52 AM) @sam325: What I hate about Citibank Shell Card/Citibank Cash-Back Platinum is that the cash rebate need to accumulate up to RM50 before Citibank credit back to your account. I plan to cancel my Citibank Cash Back VISA Platinum next year ... if i can get the OCBC Titinium MasterCard. Will still keep the other Citibank normal VISA though Go for OCBC Titanium ;-) which offers monthly cashback of 5% on petrol (credited monthly basis) |
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Dec 28 2010, 02:39 PM
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#111
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9,301 posts Joined: Mar 2008
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QUOTE(hhting @ Dec 28 2010, 02:10 PM) Anybody heard about HSBC platinum offering cash back (0.5%) on top of reward points. Also waived RM50 tax upon first annual usage. Erm ... no such thing. |
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Dec 28 2010, 03:52 PM
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#112
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9,301 posts Joined: Mar 2008
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QUOTE(chemistry @ Dec 28 2010, 03:42 PM) AmBank never impressed me, neither bad nor good. I think one of their advantage is ATM at 7-11, ha ha. I hope BNM will relax the foreign ownership rules so ANZ can takeover AMBank Now many banks are doing 0% BT, but AmBank still keep quiet. However, its 36months 0% flexi pay is indeed appealing to shoppers. |
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Dec 28 2010, 03:59 PM
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#113
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9,301 posts Joined: Mar 2008
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QUOTE(gerrardling @ Dec 28 2010, 03:57 PM) is citibank offer 0% for BT also ? No. |
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Dec 28 2010, 06:13 PM
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#114
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9,301 posts Joined: Mar 2008
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QUOTE(erry- @ Dec 28 2010, 04:08 PM) citibank? 12 months = 7.88% The current 12-month BT rate for Citibank now is 6.99%. |
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Dec 28 2010, 06:23 PM
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#115
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9,301 posts Joined: Mar 2008
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QUOTE(erry- @ Dec 28 2010, 04:24 PM) other bank that offer gst waiver with points: The 3x HSBC Rewards Points for overseas spending are given on a first come first served basis with limited 3x HSBC Rewards Points to be given away. HSBC has so many big fish using their card. I am sure it has reached its quota many months ago.hsbc: 9,500 points. swipe oversea get 3x. so if swipe oversea, only need around rm3200. QUOTE(ed1torz @ Dec 28 2010, 04:54 PM) Btw, anybody heard of CIMB Visa/World that offered 15% in KLIA duty free? Yes. It's been going on for a while. However, this offer is not applicable at all the duty free outlets in KLIA. QUOTE(ed1torz @ Dec 28 2010, 04:54 PM) When I checked on the website, it mentioned promo end 31st Dec 2010. Is that mean, by 1st of Jan 2011, there won't be such promo nemore? They have brought such promotion back many times since 2008. I won't be surprised if they bring this particular promotion back a while after the current promotion ended. |
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Dec 28 2010, 10:59 PM
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#116
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9,301 posts Joined: Mar 2008
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QUOTE(erry- @ Dec 28 2010, 10:38 PM) 7.88% p.a is balance transfer via installment. But the website says 6.99% is for 12-month installment.6.99% p.a is balance transfer (without via installment). still... among the highest |
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Dec 29 2010, 12:26 AM
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#117
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9,301 posts Joined: Mar 2008
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QUOTE(erry- @ Dec 28 2010, 11:11 PM) balance transfer - http://www.citibank.com.my/english/existin...ce-transfer.htm It is written clearly there that both schemes are to be repaid on installment. Just different in the repayment period and interest charged only.balance transfer via installment - http://www.citibank.com.my/english/existin...installment.htm i dont know more. and i dont want to know  |
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Dec 29 2010, 10:41 AM
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#118
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9,301 posts Joined: Mar 2008
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QUOTE(Gen-X @ Dec 29 2010, 01:57 AM) I just found out that RHB Plat gets 2X points for air tickets besides 2X for overseas transactions. Just bought air tickets 2 days ago with my AMEX Charged Card where I get 3X MR with Turbo Points. Do update us the exchange rate of RHB Bank if you happen to use it overseas. QUOTE(TeraPox @ Dec 29 2010, 02:45 AM) ello.. humans, anyone remember me? ^^ QUOTE(TeraPox @ Dec 29 2010, 03:04 AM) I used to be very active in this thread ~ and i know almost everything about Malaysia CC... Yes. I do and ... I'm back.... muahahahahahhaha |
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Dec 29 2010, 08:43 PM
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#119
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9,301 posts Joined: Mar 2008
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QUOTE(chemistry @ Dec 29 2010, 07:47 PM) This is a creative form of LOVE LOL ! We need to think far ...  If you love her, let her spend  QUOTE(Gen-X @ Dec 29 2010, 07:49 PM) I did post on 18th Dec 2010 Psot #618 at page 31 Click here, a table inrespect to RHB rate for my SG transactions, but that time this thread was like kopitiam so I guess you missed it. Oh right ! I did read this post of yours. I forgot you did post about RHB Bank transaction there as well You can read more about MBB Visa vs DAWMC vs OCBC MC vs RHB Visa vs UOB Visa at my blog: http://creditcardsmalaysia.blogspot.com/ |
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Dec 30 2010, 02:17 AM
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#120
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9,301 posts Joined: Mar 2008
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QUOTE(MilesAndMore @ Dec 10 2010, 06:52 PM) I only found out about this last night. I booked the room at Park Taipei Hotel for US$405.80 through Expedia. I just check with Agoda just now and was quoted US$474.24 for four nights at the same hotel. Is the price quoted in Agoda after discount or what ? Even after the 7% discount, it is still more expensive than Expedia. Regarding the extra discount for HSBC credit card holders when making a reservation via Agoda. The discount will be automatically shown in the checkout page after you entered your credit card details. See below.Anyway, i need to know if the price quoted in Agoda is after discount or not because i want to book a hotel room in Hong Kong next. Please let me know soon. Thanks in advance 
This post has been edited by MilesAndMore: Dec 30 2010, 02:19 AM |
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