okay, lets say, if the young lady decide to stay at home or had went to other place,
maybe this accident will not happen on her...
so, isn't its fate?

when v make every single decision, even like wat v gonna eat later, it will change our fate..
maybe u choose to go limteh with fren 2nite, then the rate of accident might happen is higher..
n if u choose to eat magi at home.. confirm safe

of coz there are still possible that ur house on fire? being rob?
etc...

so, for me, everything is under-category as FATE!