Hello. I'm a total newbie in DSLR. I've decided to buy Canon 550d, but as i'm still a beginner, so some people suggested me to buy a secondhand camera with kit lens, due to it's cheaper price and also longer warranty (3years). As you all know, price of a secondhand camera compared to a brand new one, the difference is merely just few hundreds. Here now, I'm seeking advices on which camera should i buy.

1) Brand new set with kit lens - Rm2880
2) New body with secondhand lens - Rm2300 + Rm300
3) Used camera set found in forum- ~Rm2600 ( but with 3 years warranty)

All three options are within my budget, but of course cheaper is better.