If you have zero knowledge, it's better to trade a demo account until you develop your own strategies. If you plan to use FXDD, they accept payment and withrawal either by paypal or TT transfer. Current Paypal rate is between 3.04-3.15. To withdraw, just fill up a form, sign it and email back to them. Withdrawal takes 3 business days to reach local bank account. To fund your account using paypal, you need a credit card.

Last time i opened a mini account. Sent them an email, requesting for micro account. Done! That was then...3 years ago. Micro account still need min USD 250 nowadays. Try ask the online helper. You get answered instantly. Do it quick...before they go holiday!

The problem with reviews on the net is that there are a lot of competition, and anyone can write a review.  Oanda is one of the biggest and experienced broker around.. Just dont expect much if ur starting with 250 account..Unless u have a big account its hard to earn passive income by trading.  Focus more on discipline and following a proven trading plan rather than profit or loss.. the profit will come automatically.  Thats what i learned anyways.

If you register at Insta, after the registration you can see the link 'Deposit throw local bank', after you click the link you can see the list of IB in malaysia. If you not comfortable depositing your money with them, you can always use other method such as Credit Card or wire transfer. But via IB also not bad, quiet fast within 24 hours can reach your trading account already 

may be you can email them to enquire. 

E-mails

Dear clients,

Please note that in order to improve security and reliability in execution of your instructions, communication by email of any requests to Dukascopy Bank can be done only through the following mailboxes:

support@dukascopy.com : for any questions, requests and instructions related to your live account.
In case of urgent instructions, we highly recommend that you contact our live client support desk or your Account Manager via phone during business hours (+41 (0) 22 799 48 48) so as to verify proper reception of your instructions and to limit risk of late execution or non-execution of the latter.

info@dukascopy.com : for any other general questions.
We draw your attention to the risk entailed with communication by emails which include failure in delivery. Additionally, emails sent to addresses other than “support@dukascopy.com” and “info@dukascopy.com” may not be read at all or read with delay. We stress the importance that you verify reception of your instructions by contacting our live client support desk or your Account Manager promptly.
Dukascopy Bank shall not be held liable for any loss or expense, resulting directly or indirectly from late execution or non-execution of instructions sent to any other email address than “support@dukascopy.com”. Depending on their nature, instructions may be executable only during business hours.

---

Added on December 24, 2010, 10:12 pm

You can try transfer small amount first since Instaforex minimum deposit is USD 1 only for all accounts including standard account. 

may be you can try PM luqmanz..i think he has been with Insta for quiet sometimes.