Not worth it. Look at the restriction it is giving out. That's the point.
Even ASB average 8% the fund subscription is very very poor.

After one ASB is overlimit, you can move to similar bumi fund for 7% average. No restriction.

Buy physical gold with return anywhere between 8-25%, depending on entry limit. Plus you can pawn the gold with ease - and rolling your fund.
Example: 2,000 >1,200 pawn value, buy gold > pawn again and again.

just personal opinion. not subjected to any debate.

Physical or virtual?
I will go physical.. you can pawn it at local bank : B.Rakyat, Ar-Rahnu or Agro.

Tell me your preference...