anyone should answerable to their GOD..nobody can judge anybody..bumitputra cant afford to save much is ASB/ASW wat ever saving account because they barely had enuff...prices are controlled by certain ppl who gv discounts to their ppl only..

as long as u gain more than 5% or more than inflation rates, it's ok....if u put $$ in FD that gv u 2%-3% but inflation rates is high, u will gradually loose ur $$$...