Some questions about Maybankard EzyPay, HELP
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 Nov 30 2010, 12:08 AM
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#1
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All Stars
52,874 posts Joined: Jan 2003 
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QUOTE(JusticeDeserves @ Nov 30 2010, 12:03 AM) I'm using Maybank, do they have FPP? EzyPay is a conversion into installment plan at the point of sales and it depends if the merchant has collaboration with Maybank with usually no interest/fee imposed. EzyPay Plus is a conversion into installment plan after the sales took place and you'll be charged for upfront/on time fee. |
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Nov 30 2010, 07:55 AM
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#2
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(JusticeDeserves @ Nov 30 2010, 01:36 AM) So if I purchase the laptop from Apple(6300) with my credit card, I can contact maybank to convert that amount to an installment plan? You have to ask the merchant first whether they offer such installment plan with your MBB CC.Damn this is so confusing. |
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Jul 3 2016, 08:56 PM
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#3
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(silveraden @ Jul 3 2016, 08:46 PM) Thanks for the reply. Btw, just to make it clearer. Your EPP will be not approved because you don't have enough limit given your case of CL = 3000 and current outstanding is RM 4000 (without any payment made).My limit 6000. Outstanding 4000. If i swipe epp 3000, outstnding will be 7000 which is more than my credit limit. Is there any chance the bank will not approved? Really need a new pc since my laptop broke edy.  EPP will block/reserve the full amount from your CL; meaning for the case your EPP amount that you're planning to swipe is RM 3000. The best is for you to clear the outstanding till you have enough buffer for the EPP. Normally transaction might be failed if you have utilized 90% to 95% of your CL. |
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