QUOTE(kenjen @ May 2 2011, 12:19 AM)
Thank you very much for the reply. Now am clearer. Anyone got his loan approved from any of the panel? And by the way, how do you guys approach for loans? First timer here. Thanks.
Don't worry. I also 1st timer. So we learn together.
If you don't have any recommended agent, then you can always go straight to the bank, preferable the HQ. Heard they have more power
to give a better package. Some agents I contact are recommended by some forummers here. You can ask them for contact details.
Usually they will ask you to prepare, if you are employee:
1) Latest 3 mth pay slip
2) Latest 3 mth bank statement where your salary credit in (to prove that you are employed & the salary reveal is real)
3) Latest 3 mth EPF statement
4) Copy of IC
5) EA form
6) Booking form
7) Other savings/share/unit trust that can boast the percentage of getting a loan
I have prepared 3 set of the above doc then approach those bank. OUB, PB & one more for potential bank.