If you think 5 years is affordable than go for it. I would suggest you take the maximum 7 yrs lah bro... keep the leftover access money to get a better car in future or other means of investment. Dont go for 9 years, you will feel regret of paying too much interest later on. You know the condition of 9 year old car is like sh*t already and start giving you some major problem. normally you will gatal tangan to change another car after 3 years of ownership, even if u said that u r loyal hehehe.. Too many ppl will poison you.. further more, your income will increase and you suddenly feel like u've got to upgrade. Saga SE BLM is a very good car for entry level @ first car for me. At least u'll get the idea of how troublesome driving a car in KL  . Take a good care of that car, then you'll get a better resale value. Basically u need to consider the resale value because it will save you a lot of cash when you want to upgrade later on. I made a terrible mistake by getting hyudai sonata instead of camry or accord. dont make same mistake like me.... . make a wise decision bro... if you take too much loan now, later on when the opportunity comes (and you need to apply for loan), your entitlement  for loan is affected. Bank will not give you high loan if your current commitment is too high (you are labelled as high-gearing person). But of course, if your passion is towards cars & their mods, you will hv 1001 reason to spend your last dollar for it.

Aiyooo the rush of getting this Inspira gone already la....

wow...this forum is becoming as bad as the inspiraclub...where only one type of forumers can speak...and where the moderator is literally everywhere carrying the conversation with himself...

i dont agree with everything rewlie says...but nothing he said deserves a permanent ban...i think the mod is over-zealous or has too little patience with opposing views...and rewlie has given some good info and insights into the Lancer on which the Inspira is based...I also noticed some others have baited him...and provoked him...by the way I am not rewlie in another form...

its true the forum is supposedly for fans or owners...but a little dissension brings some colour and variety to the topic...just listening to everyone agreeing with each other...is just too limiting...and boring...

i like reading some other views and see how the inspira owners or fans answer...especially when its with facts or skills...its educating...to ban someone when they don't agree seems childish and immature...

my opinion of a mod is to moderate...thus the term moderator...not to limit or curtail valid questions...i hope that this situation can be resolved...the best counter to an opponent is with facts and skilled arguments...

i dont own an inspira...yet...i just have too many questions about it...but i like cars...and i want to learn more...and inspira seems to be an interesting topic...i have thrown a question or an opinion or two just to see an answer...hope it wont get me banned too...

lol~ mana ada~ got inspira is rich ar? then those conti car super rich d ><