But I heard that in those first-world countries, they're more gentlemen and cover everything, unlike here.....

You heard only my dear. But frankly speaking, every country has their pros and cons. its not all roses out there.

But Malaysia sure have less roses than many other countries

Hmm, I thought we're talking about health insurance? Or you're making a comparison?

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Added on November 25, 2010, 11:55 amHaha! True.. like what you said . But I think you must be talking about first world countries or maybe our "neighbouring countries".. which have more meritocracy than us

This post has been edited by yellowpika: Nov 25 2010, 11:57 AM

They dont cover everything. They are out to make money. Dont think they will be such good ass people to cover everything. Same with unis. Dont think they really have your education in mind. They want whats in your pocket.

all insurance agents/agencies are the same~lah... they want to make $$ out from you only.

they already calculated the risks of taking your money 1st.

just extracted 2 teeth just now, so painful..

ate too much sweet issit

Nope, to "ikat gigi"

hi.. kedai mane jual console wii harga berpatutan?

tq... mau beli guna cc...

xde wii yang berharga berpatutan lah, semuanya mahal-mahal

ye ker?

cet...

Gundam tuh mmg kudin. hang nih ori punya kan?

Apa lagi.

Saya beli dari Kyo guna PayPal.

Yeah betul! Payment juga received.

FIXED

pics or gtfo.

Kyo loyal to aiyish. Wont allow my payment with buttseks. Sorry.

BlueBerry jealous :>

I heard in Europe(from my dad), that when he lost his SLR camera, the insurance company refund him 100%..

Whereas in Malaysia, let's say if you were to insure RM100000, if your house get rob, and if those robbed items are worth that much, they will only insure "75%".. Some more it's not written in the terms and conditions either.