I'm an ex citibanker. Definitely the interest is higher than credit card, mostly likely 19% per annum.
Citibank Ready Credit, Anyone care to share?
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 May 2 2016, 06:52 PM
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May 3 2016, 05:33 PM
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QUOTE(asiatrader98 @ May 3 2016, 03:30 PM) thank......but the officer told me only 6%+/ over the phone That's flat rate, but possible up to 19% if is effective rate. Anyhow, need my friend from Citibank to contact you for further info?  |
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Nov 27 2016, 08:26 PM
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QUOTE(Premier_User @ Nov 27 2016, 01:33 PM) Hi, but this is "overdraft" right? It's a personal loan, just rebrand to get attention I received an offered email from citibank sales officer, I am confused.  Loan Amount : RM 10000 Interest rate : 6.56 % flat rate p.a Tenor : Min ½ years / Max 3 years Monthly : Min RM 331.67 Why look like Personal Loan instead of overdraft?  Do I need to paid every month? By the way, this amount not satisfy me.   |
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