QUOTE(bingozero @ Nov 5 2010, 01:57 AM)
This card is under category of debit or credit card?
Its a debit card on a revolving credit checking facility.Citibank Ready Credit, Anyone care to share?
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 Nov 5 2010, 08:34 AM
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Nov 5 2010, 09:37 AM
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QUOTE(eric.tangps @ Nov 5 2010, 08:33 AM) Credit Card with OD facility I think. No cash rebate for card usage. u cant say its a credit card. coz it doesnt offer u interest free period for full payment cardholders. The moment u swipe your card for purchases, u'll be charged interest. The benefit of this product is that since its a debit card on a revolving checking facility, u're able to withdraw cash thru ATM or issue cheques without incurring Cash Advance fee (unlike credit cards) .. and if u have extra cash, u shld settle the outstanding immediately (to reduce interest), no need to wait for statements..... since u r able to withdraw out again using ATM/cheque, it doesnt matter if u r out-of-cash after the settlement. |
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Nov 5 2010, 02:31 PM
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QUOTE(idunnolol @ Nov 5 2010, 12:14 PM) My cousin wanted me to ask for the T&C. He is very interested at the product but just shy of 21. Anyone got an idea on the minimum age requirement? Needs to be above 21 to apply |
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