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 Citibank Ready Credit, Anyone care to share?

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asiatrader98
post May 2 2016, 06:40 PM

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QUOTE(vergas @ Jun 27 2013, 05:48 PM)
Thanks for reminding, just checked, mine also more than 1 year, so can terminate. Please confirm no charges when you get your final statement etc.  But I also wonder, since it have no annual fee/tax, why not keep just for emergency...?
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because with this , it may affect your credit rating when you apply another credit card , housing loan, etc i guess
asiatrader98
post May 3 2016, 03:30 PM

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QUOTE(ngph988 @ May 2 2016, 06:52 PM)
I'm an ex citibanker. Definitely the interest is higher than credit card, mostly likely 19% per annum.
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thank......but the officer told me only 6%+/ over the phone vmad.gif

 

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