yes, plus its easy to say "use family member name maa.." but then, if u use their name, so later on they cant use their names to get the 90% right?

i think this is a good move, help d genuine buyer and push the speculator and joy bidder away.

robertngo, i think u misunderstood me. or perhaps i misinterpret wht u trying to say.

anyway, im saying that its not an easy task for ppl who think they can just simply use their siblings name to purchase a property. alot of problem will arise later on. Like i sed, if ur dad use ur name, then later when u graduate and want to buy your own house, u will not get the 90% loan becoz ur dad applied earlier using ur name. thats what im trying to say bro.