Yes, but I'm trying to put myself in the shoes of an moderate earner who is slogging to meet then ends in daily life and how will they worry on getting a roof over their head with the current property prices??? 

If that young guy can afford to hold on to TWO properties - I feel going for an THIRD is on personal choice and doesn't require an interference or consideration from the Government or any agencies. My concern will will be on the FIRST purchaser for that group are the MOST affected from the Property Price Hike.

I am thinking about that too, is like having the cheaper property sell off and look for the LTV 90% for more expensive property...But from the statement, is should be this way though..

Need someone to confirm it