Implementation Of A Maximum LTV of 70%, for 3rd properties and beyond only...
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 Nov 4 2010, 11:22 PM
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#1
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Junior Member
306 posts Joined: Mar 2010  
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hmmm... are loans from insurance companies included? i believe loans from insurance companies are nor recorded in ccris... so maybe not considered by the banks and bnm?
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Nov 5 2010, 09:15 AM
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#2
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Junior Member
306 posts Joined: Mar 2010
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QUOTE(jalsrix @ Nov 5 2010, 09:59 AM) A lot of people think that is 70% of sales price. No ! It is 70% of bank evaluation which is usually 10% below market value. err... don't agree with you... that sometimes happen... but most of the time, the bank evaluation will be around the same as the sales price... that is, if the price is not goreng wan...So in actual fact, the margin of finance is 60%.  |
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Nov 5 2010, 10:49 AM
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#3
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Junior Member
306 posts Joined: Mar 2010
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ok... gues it has been different in my experience... maybe because i have negotiated good price? kakaka...
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Nov 5 2010, 05:21 PM
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#4
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Junior Member
306 posts Joined: Mar 2010
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prices will readjust i the short term... then find its footing and then start to rise again... life goes on... i don't think the impact will be big...
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Nov 13 2010, 01:23 AM
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#5
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Junior Member
306 posts Joined: Mar 2010
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QUOTE(KLsooner @ Nov 12 2010, 04:50 PM) It is time to introduce HDB in Malaysia. Everyone have a roof on top and freedom of speculation on non-HDB property. Everyone happy. got already lar... what do your think those dbkl flats are? unfortunately, different 'feel' compared to the sg hdb flats... also, don't hope to get a unit...  |
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